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John KurtzCharlotte · NC

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Rock Hill · Rock Hill, SC

707 Finley Road

Rock Hill, SC · 1,268 sqft

$245,000

  • 3Beds
  • 2Baths
  • 1,268SqFt
  • 1985Year
  • 2Days on market

About this home

Welcome home to this charming ranch-style home in Rock Hill!—perfect for first-time home buyers or anyone looking for easy one-level living! This 3 bedroom, 2 bathroom home features a desirable split bedroom floor plan and vaulted ceilings that create a bright, open feel in the main living area. Situated on a level corner lot with mature trees, you’ll enjoy added privacy and outdoor space to relax or entertain.

Start your mornings on the covered front porch and unwind in the evenings under the covered side entry, offering great outdoor living options. Major update includes a new architectural shingle roof (2021) for added peace of mind. The storage shed conveys, providing extra space for tools, lawn equipment, or hobbies.

With no HOA, you’ll have the freedom to truly make this home your own—ideal for buyers looking to avoid restrictions. Conveniently located near shopping, dining, and downtown Rock Hill, with easy access to Charlotte; this home offers both comfort and convenience.

Home and shed are being sold as-is. Seller will make no repairs. Great opportunity to add your personal touches, a little TLC and build equity!

Property details

Beds
3
Baths
2
SqFt
1,268
Lot
Year built
1985
Type
Single Family
Days on market
2
Style
Ranch
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Laminate, Vinyl

Features

  • Attic Other
  • Open Floorplan
  • Split Bedroom

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,803/ month

Principal & interest
$1,517
Property tax (~1.05%)
$214
Homeowners insurance
$71
HOA dues

Down payment

$12,250 down · $232,750 financed

Income to qualify (28% rule)

~$77,280 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.