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John KurtzCharlotte · NC

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Stanley · Stanley, NC

7074 Ridgeway Road

Stanley, NC · 2,444 sqft

$525,000

  • 4Beds
  • 2.5Baths
  • 2,444SqFt
  • 1999Year
  • 1Days on market

About this home

Meticulously maintained one-owner timeless Colonial-style two-story in a desirable no-HOA Stanley neighborhood! This move-in ready home features an inviting open main-level layout with kitchen and bistro dining area, formal dining room, office, and spacious den with gas log fireplace — creating a natural flow for both everyday living and entertaining without feeling overly formal. All bedrooms are located upstairs, offering a comfortable separation between living and private spaces. Recent updates include professional cleaning and freshly steam-cleaned carpets. Additional features include CPI security system with cameras and Dry Pro encapsulated crawlspace.

Outside, enjoy a large lush level backyard with mature landscaping, expansive deck and patio, invisible fence, detached workshop with power, attached pony stall, and additional powered storage shed with water — offering incredible flexibility for hobbies, entertaining, gardening, recreation, or storage. Conveniently located near Denver, Lake Norman, Birkdale, shopping, dining, and commuter routes while still offering the peaceful feel of country living.

Property details

Beds
4
Baths
2.5
SqFt
2,444
Lot
Year built
1999
Type
Single Family
Days on market
1
Garage
2
Style
Colonial, Traditional
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space

Features

  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,863/ month

Principal & interest
$3,251
Property tax (~1.05%)
$459
Homeowners insurance
$153
HOA dues

Down payment

$26,250 down · $498,750 financed

Income to qualify (28% rule)

~$165,599 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.