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John KurtzCharlotte · NC

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Locust · Locust, NC

716 Saddlebred Lane

Locust, NC · 2,627 sqft

$399,000

Reduced from $427,000

  • 5Beds
  • 3Baths
  • 2,627SqFt
  • 2021Year
  • 68Days on market

About this home

100% (USDA) financing eligible. This isn’t just a house—it’s the one that feels like home the moment you walk in. Featuring 5 bedrooms, a dedicated office, and a second living room/flex space, it offers room for everyone and then some. Immaculately maintained inside and out, the true showstopper is the backyard: bursting with color and perfectly landscaped, it’s your very own garden retreat. Morning coffee on the patio, laughter-filled cookouts, or quiet evenings under the stars—this is where memories are made. Inside, open-concept living meets smart design with light-filled rooms, versatile spaces (hello, home gym or playroom), and a serene primary suite you’ll never want to leave. In one of Locust’s most convenient neighborhoods, just minutes from dining, shopping, and an easy Charlotte commute, this home truly has it all.

Property details

Beds
5
Baths
3
SqFt
2,627
Lot
Year built
2021
Type
Single Family
Days on market
68
Garage
2
Style
Traditional
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Slab
Flooring
Vinyl
HOA dues
$217 / qtr

Features

  • Attic Other
  • Kitchen Island
  • Open Floorplan
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,008/ month

Principal & interest
$2,471
Property tax (~1.05%)
$349
Homeowners insurance
$116
HOA dues
$72

Down payment

$19,950 down · $379,050 financed

Income to qualify (28% rule)

~$128,955 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.