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John KurtzCharlotte · NC

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Shelby · Shelby, NC

719 Smith Street

Shelby, NC · 1,200 sqft

$245,000

Reduced from $275,000

  • 3Beds
  • 2Baths
  • 1,200SqFt
  • 2025Year
  • 211Days on market

About this home

Brand New Construction – Move-In Ready in Shelby, NC!

Welcome to your brand-new dream home — a beautiful modern build designed with comfort, efficiency, and style in mind! This thoughtfully crafted 3-bedroom, 2-bath home offers an open-concept layout and single-level living that’s perfect for families, first-time buyers, or anyone looking to downsize without sacrificing quality.

With over 1,200 sq. ft. of thoughtfully designed living space, this new construction blends modern farmhouse charm with low-maintenance living. You’ll love the details — from the inviting covered front porch with wood accents to the bright, open interior with quartz countertops throughout. This one is ready for your personal touch.

Conveniently located in Shelby, you’re just minutes from downtown shops, schools, parks, and restaurants. Move-in ready and waiting for you — don’t miss your chance to own brand-new construction in Shelby NC!!

Property details

Beds
3
Baths
2
SqFt
1,200
Lot
Year built
2025
Type
Single Family
Days on market
211
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,803/ month

Principal & interest
$1,517
Property tax (~1.05%)
$214
Homeowners insurance
$71
HOA dues

Down payment

$12,250 down · $232,750 financed

Income to qualify (28% rule)

~$77,280 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.