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John KurtzCharlotte · NC

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Shelby · Shelby, NC

720 W Sumter Street

Shelby, NC · 1,532 sqft

$315,000

  • 2Beds
  • 1.5Baths
  • 1,532SqFt
  • 1951Year
  • 4Days on market

About this home

Don't miss this charming cottage within walking distance of Uptown Shelby and Shelby City Park! Valuable updates including new, maintenance-free vinyl siding (wide plank with added insulation), full kitchen remodel, screen porch addition, roof (2020), and stick-built carport that doubles as a great entertaining space. The beautiful landscaping and winding walkway welcome you, and the front porch offers a great place to enjoy outdoor living. The interior has as much character as the curb appeal with hardwood floors, beautiful moldings, fresh paint, and great flow. Enter into the large living room with fireplace that adjoins a spacious dining room. The kitchen has been thoughtfully remodeled for convenience and function while preserving the home's vintage personality. There is a cozy den/office with built-in bookshelves and a window seat. A central hall connects the living areas to 2 bedrooms and 1.5 baths. There is a great laundry room off the kitchen which gives added storage and work space. Additional outdoor living areas include a screened porch, perfect for enjoying your morning coffee, plus an entertaining area around a fire pit. So many options! The basement can be accessed through an interior staircase or from outside. This is VALUABLE space for storage, a workshop, or possibly, additional living space! The stick-built carport has engineered trusses, great lighting, and electrical available at the corner posts, and it also has a 30 amp RV hookup. Other updates include custom fit INDOW WINDOWS (interior storm windows that improve energy efficiency, etc), a new front storm door, new exterior door to screened porch, and new hot water heater in 2025. Lined crawl space, sump pump and dehumidifier. PLEASE NOTE: the current washer/dryer and stove in the home are different from what is shown in the photos, but will remain. Kitchen refrigerator also remains. Fireplace is blocked off and not in use.

Property details

Beds
2
Baths
1.5
SqFt
1,532
Lot
Year built
1951
Type
Single Family
Days on market
4
Style
Bungalow
Heating
Forced Air, Oil
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Basement, Crawl Space
Flooring
Wood

Features

  • Built-in Features
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,318/ month

Principal & interest
$1,950
Property tax (~1.05%)
$275
Homeowners insurance
$91
HOA dues

Down payment

$15,750 down · $299,250 financed

Income to qualify (28% rule)

~$99,360 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.