Shelby · Shelby, NC
720 W Sumter Street
Shelby, NC · 1,532 sqft
$315,000
- 2Beds
- 1.5Baths
- 1,532SqFt
- 1951Year
- 4Days on market
About this home
Don't miss this charming cottage within walking distance of Uptown Shelby and Shelby City Park! Valuable updates including new, maintenance-free vinyl siding (wide plank with added insulation), full kitchen remodel, screen porch addition, roof (2020), and stick-built carport that doubles as a great entertaining space. The beautiful landscaping and winding walkway welcome you, and the front porch offers a great place to enjoy outdoor living. The interior has as much character as the curb appeal with hardwood floors, beautiful moldings, fresh paint, and great flow. Enter into the large living room with fireplace that adjoins a spacious dining room. The kitchen has been thoughtfully remodeled for convenience and function while preserving the home's vintage personality. There is a cozy den/office with built-in bookshelves and a window seat. A central hall connects the living areas to 2 bedrooms and 1.5 baths. There is a great laundry room off the kitchen which gives added storage and work space. Additional outdoor living areas include a screened porch, perfect for enjoying your morning coffee, plus an entertaining area around a fire pit. So many options! The basement can be accessed through an interior staircase or from outside. This is VALUABLE space for storage, a workshop, or possibly, additional living space! The stick-built carport has engineered trusses, great lighting, and electrical available at the corner posts, and it also has a 30 amp RV hookup. Other updates include custom fit INDOW WINDOWS (interior storm windows that improve energy efficiency, etc), a new front storm door, new exterior door to screened porch, and new hot water heater in 2025. Lined crawl space, sump pump and dehumidifier. PLEASE NOTE: the current washer/dryer and stove in the home are different from what is shown in the photos, but will remain. Kitchen refrigerator also remains. Fireplace is blocked off and not in use.
Property details
- Beds
- 2
- Baths
- 1.5
- SqFt
- 1,532
- Lot
- —
- Year built
- 1951
- Type
- Single Family
- Days on market
- 4
- Style
- Bungalow
- Heating
- Forced Air, Oil
- Cooling
- Ceiling Fan(s), Central Air, Electric
- Foundation
- Basement, Crawl Space
- Flooring
- Wood
Features
- Built-in Features
- Storage
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,318/ month
- Principal & interest
- $1,950
- Property tax (~1.05%)
- $275
- Homeowners insurance
- $91
- HOA dues
- —
Down payment
$15,750 down · $299,250 financed
Income to qualify (28% rule)
~$99,360 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.