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John KurtzCharlotte · NC

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Mill Spring · Mill Spring, NC

7282 NC Hwy 108 Highway E

Mill Spring, NC · 600 sqft

$125,000

  • 1Beds
  • 1Baths
  • 600SqFt
  • 1960Year
  • 23Days on market

About this home

CUTE AND AFFORDABLE!! 1 Bedroom, 1 Bathroom Cottage in Mill Spring - on .41 acre lot! The home features all new LVP flooring, a fenced yard, a new large storage building, and a detached workshop with power that could be converted into a livable space! Located on the corner of HWY 108 and Whitetail Lane, just a short drive to Pea Ridge Rd & the Equestrian Center. Great Place to crash during the show season or buy for an investment purpose. The only thing is.... The house does not have water - and it needs a well. Owner has a well permit in hand. Contact an Agent with questions!

Property details

Beds
1
Baths
1
SqFt
600
Lot
Year built
1960
Type
Single Family
Days on market
23
Style
Bungalow, Cottage
Heating
Propane, Wall Furnace
Cooling
Window Unit(s)
Foundation
Slab
Flooring
Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$920/ month

Principal & interest
$774
Property tax (~1.05%)
$109
Homeowners insurance
$36
HOA dues

Down payment

$6,250 down · $118,750 financed

Income to qualify (28% rule)

~$39,428 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.