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John KurtzCharlotte · NC

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Albemarle · Albemarle, NC

729 Montgomery Avenue

Albemarle, NC · 2,451 sqft

$364,900

  • 3Beds
  • 2.5Baths
  • 2,451SqFt
  • 1940Year
  • 75x143Lot
  • 1Days on market

About this home

Let’s get straight to it. You want space. You want character. And you don’t want cookie-cutter. This home delivers all three. With 2,462 square feet, 3 bedrooms, and 2.5 bathrooms, you’re getting the kind of layout that actually works—room to spread out, entertain, and live comfortably. Homes from this era weren’t built with shortcuts. They were built to last. And when you pair that with the lot size—0.25 acres—you get breathing room both inside and out. This is the kind of property buyers wait for… and regret missing. Brick home with established landscaping. Handicap Accessible Bathroom and Front Chair Lift. Kitchen features granite and tile backsplash. Irrigation System with great water feature. Part of the basement is heated and cooled and provides a great flex space for recreation and creativity.

Property details

Beds
3
Baths
2.5
SqFt
2,451
Lot
75x143
Year built
1940
Type
Single Family
Days on market
1
Style
Ranch, Traditional
Heating
Ductless, Heat Pump, Natural Gas, Other - See Remarks
Cooling
Central Air
Foundation
Basement, Crawl Space
Flooring
Tile, Wood

Features

  • Attic Stairs Fixed
  • Breakfast Bar
  • Built-in Features
  • Cable Prewire
  • Pantry
  • Storage
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,685/ month

Principal & interest
$2,259
Property tax (~1.05%)
$319
Homeowners insurance
$106
HOA dues

Down payment

$18,245 down · $346,655 financed

Income to qualify (28% rule)

~$115,099 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.