Rock Hill · Rock Hill, SC
731 Finley Road
Rock Hill, SC · 1,260 sqft
$209,000
- 3Beds
- 2Baths
- 1,260SqFt
- 1950Year
- 1Days on market
About this home
Welcome home to this charming 3BR/2BA ranch in the heart of Rock Hill! Offering approx. 1,260 sq ft on a level 0.26-acre lot, this home features a comfortable layout with a spacious family room, built-ins, and a breakfast bar that opens to the main living area—perfect for gathering and everyday living. Enjoy the convenience of being just minutes from schools, shopping, parks, and the hospital. Great opportunity for homeowners or investors alike! Tenant occupied—do not disturb. Appointment required with a minimum 24-hour notice. All interior photos have been virtually staged using AI. Sold AS-IS. No Showings till after Monday 4/13/2026.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,260
- Lot
- —
- Year built
- 1950
- Type
- Single Family
- Days on market
- 1
- Style
- Ranch
- Heating
- Electric, Heat Pump
- Cooling
- Ceiling Fan(s), Central Air, Electric, Other - See Remarks
- Foundation
- Crawl Space
- Flooring
- Linoleum, Wood
Features
- Breakfast Bar
- Built-in Features
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,538/ month
- Principal & interest
- $1,294
- Property tax (~1.05%)
- $182
- Homeowners insurance
- $60
- HOA dues
- —
Down payment
$10,450 down · $198,550 financed
Income to qualify (28% rule)
~$65,924 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.