Skip to content
John KurtzCharlotte · NC

View all 32 photos →

Monroe · Monroe, NC

7326 Cotton Ridge Drive

Monroe, NC · 1,772 sqft

$649,900

Reduced from $699,900

  • 3Beds
  • 2Baths
  • 1,772SqFt
  • 2011Year
  • 19Days on market

About this home

Welcome to country living at its finest with no HOA! This beautiful farmhouse is located on 5.6 acres with a warm and thoughtfully designed interior that blends modern updates with timeless charm. Immaculate yard and well maintained home in a private setting. Features an open floor plan, split bedrooms, large master with walk-in closet. Large updated kitchen with farm sink, tiled backsplash, handcrafted open shelving and new appliances, perfect for entertaining guests. Several outbuildings including a 30 x 40 workspace (climate controlled) that can be a workshop, garage, party space or awesome man cave! Another outdoor space includes a complete outdoor kitchen including a wood burning stove great for entertaining friends and family. The property includes confinement areas for chickens/hens an area for pigs plus there is fenced pasture area for horses or livestock. An above ground pool was added in 2021 and there is also a hot tub included. The whole farm estate s located at the end of a private drive. Don't miss this opportunity to live in a beautiful modern home on an incredible farm property.

Property details

Beds
3
Baths
2
SqFt
1,772
Lot
Year built
2011
Type
Single Family
Days on market
19
Garage
2
Style
Ranch
Heating
Heat Pump
Cooling
Central Air
Foundation
Slab
Flooring
Stone, Wood

Features

  • Fence
  • Fire Pit
  • Hot Tub
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,783/ month

Principal & interest
$4,025
Property tax (~1.05%)
$568
Homeowners insurance
$189
HOA dues

Down payment

$32,495 down · $617,405 financed

Income to qualify (28% rule)

~$204,995 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.