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John KurtzCharlotte · NC

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Shelby · Shelby, NC

735 W Sumter Street

Shelby, NC · 2,800 sqft

$210,000

Reduced from $215,000

  • 3Beds
  • 2Baths
  • 2,800SqFt
  • 1972Year
  • 110Days on market

About this home

Spacious home offering excellent flexibility with two living areas, including a den and separate living room. Large kitchen provides ample workspace and storage. The basement features an in-law suite or apartment, ideal for extended family or additional living space. Enjoy a large backyard with a creek on the property, creating a peaceful setting. Exterior highlights include a nice oversized 2-car carport plus a detached block building with a brick front, perfect for storage, workshop, or hobby use. Plenty of space inside and out. the photos include both original and decluttered (virtually cleaned) versions

Property details

Beds
3
Baths
2
SqFt
2,800
Lot
Year built
1972
Type
Single Family
Days on market
110
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space, Other - See Remarks

Features

  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,545/ month

Principal & interest
$1,300
Property tax (~1.05%)
$183
Homeowners insurance
$61
HOA dues

Down payment

$10,500 down · $199,500 financed

Income to qualify (28% rule)

~$66,239 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.