Shelby · Shelby, NC
739 Vale Street
Shelby, NC · 1,106 sqft
$175,000
Reduced from $185,000
- 3Beds
- 1Baths
- 1,106SqFt
- 1959Year
- 112Days on market
About this home
This price-improved home offers an unbeatable combination of location, updates, and opportunity—just minutes from downtown Shelby, local shops, and with easy access to Gastonia and Kings Mountain.
The big-ticket items are already done for you: new roof and windows (2021) and a new water heater (2024)—giving you a strong, worry-free starting point and the freedom to focus on cosmetic upgrades that fit your personal style.
Whether you’re a first-time buyer looking for an affordable entry point or a buyer who wants to add value over time, this home is a smart choice for building equity in a convenient, growing area.
Updated where it counts, priced to customize—don’t miss this opportunity.
Property details
- Beds
- 3
- Baths
- 1
- SqFt
- 1,106
- Lot
- —
- Year built
- 1959
- Type
- Single Family
- Days on market
- 112
- Style
- Traditional
- Heating
- Central
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Wood
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,288/ month
- Principal & interest
- $1,083
- Property tax (~1.05%)
- $153
- Homeowners insurance
- $51
- HOA dues
- —
Down payment
$8,750 down · $166,250 financed
Income to qualify (28% rule)
~$55,200 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.