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John KurtzCharlotte · NC

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Union Mills · Union Mills, NC

749 Hearthstone Drive

Union Mills, NC · 1,624 sqft

$365,000

  • 2Beds
  • 2Baths
  • 1,624SqFt
  • 2018Year
  • 1Days on market

About this home

Privacy is key with this cabin on a 3+ acre wooded lot with a stream!

This 2 bed/2 bath cabin measures 1,204 sf, and features a vaulted ceiling in the great room, a gas range and stainless farm sink, a finished basement, a garage, and a large shed. Facing northwest, the cabin is surrounded by woods. A one-owner home, it's sitting on over three acres with a small stream in the back of wooded land. A walk-out, finished basement includes a one-car garage.

While pulling into the long driveway, you'll likely first notice the metal roof and gable windows, which let in plenty of natural light. When you step inside, the 16' vaulted ceiling makes a nice impression, keeping the space open and light. (You'll find 9' ceilings in the other rooms.) A gas fireplace in the front corner is just right for cool days in this four season climate.

The kitchen features granite countertops with a matte finish, subway tile backsplash, a gas range, a stainless steel farm sink, and the basement access actually offers pantry storage! The small deck off the kitchen presents space for quiet respite with views of the deep woods, where you'll see deer on the land.

The split floor plan offers equal sized bedrooms, though the primary has more closet space, and a larger bath featuring custom tile work. A separate laundry closet featurs a stacked washer/dryer which is included.

The finished basement is primarily a large, open space that includes quite a bit of cabinetry, perfect for art projects or an office location. There's a large closet tucked under the stairs, and the piano, still sitting on movers, will convey with the purchase. Also conveying is a large storage shed, plenty of outdoor furniture, the tv and some shelving. Hearthstone Ridge is a gated community and lays five miles north of Rutherfordton, the seat of Rutherford County in western North Carolina. Featuring two gated entrances, the community sits just fourteen miles south of Interstate 40.

Property details

Beds
2
Baths
2
SqFt
1,624
Lot
Year built
2018
Type
Single Family
Days on market
1
Garage
2
Style
Cabin
Heating
Ductless, Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Basement
HOA dues
$475 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,725/ month

Principal & interest
$2,260
Property tax (~1.05%)
$319
Homeowners insurance
$106
HOA dues
$39

Down payment

$18,250 down · $346,750 financed

Income to qualify (28% rule)

~$116,827 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.