Skip to content
John KurtzCharlotte · NC

View all 43 photos →

Saluda · Saluda, NC

75 Cougar Lane

Saluda, NC · 4,282 sqft

$624,000

Reduced from $749,900

  • 3Beds
  • 4.5Baths
  • 4,282SqFt
  • 2005Year
  • 347Days on market

About this home

Tucked away on a private road in the desirable Rixhaven community, 75 Cougar Lane offers the perfect blend of seclusion, space, and thoughtful design. This spacious 4,282 sq ft home sits on 1.45 wooded acres and features an open floor plan with hardwood floors, soaring ceilings, and abundant natural light. The main level boasts two bedrooms with en-suite baths, a powder room, a cozy living area with gas fireplace, and a chef’s kitchen with granite countertops, island, and black stainless-steel appliances. Upstairs, a flexible loft area is ideal for a home office or library. The fully finished walk-out lower level includes two large rooms with full baths—perfect as guest suites, media rooms, or studios—plus a charming art space. Enjoy peaceful mornings on the deck surrounded by nature, with easy access to charming downtown Saluda, yet immersed in peaceful seclusion. A rare find offering privacy, functionality, and timeless mountain charm.

Property details

Beds
3
Baths
4.5
SqFt
4,282
Lot
Year built
2005
Type
Single Family
Days on market
347
Garage
1
Style
Other
Heating
Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Slab
Flooring
Carpet, Concrete, Tile, Wood
HOA dues
$384 / yr

Features

  • Kitchen Island
  • Open Floorplan
  • Split Bedroom
  • Wet Bar

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,624/ month

Principal & interest
$3,864
Property tax (~1.05%)
$546
Homeowners insurance
$182
HOA dues
$32

Down payment

$31,200 down · $592,800 financed

Income to qualify (28% rule)

~$198,197 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.