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John KurtzCharlotte · NC

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Swannanoa · Swannanoa, NC

76 Hershel Lane

Swannanoa, NC · 1,308 sqft

$370,000

Reduced from $399,500

  • 3Beds
  • 2Baths
  • 1,308SqFt
  • 2005Year
  • 90Days on market

About this home

Mountain charm minutes from Asheville. Move-in ready and thoughtfully designed for easy one-level living, this Swannanoa home offers privacy and mountain views situated on an expansive lot. The desirable split-bedroom floor plan and open-concept living area is comfortable and functional with a spacious, well-appointed kitchen featuring new appliances and eat-in dining area. A gas fireplace anchors the living room, adding warmth and character to the home’s main living space.

The primary bedroom with ensuite bathroom features heated tile floors. Enjoy morning coffee with mountain views on the recently updated covered front porch surrounded by nature. The yard offers plenty of room to spread out, including a fire pit area that’s ideal for evenings outside.

With a successful short-term rental history and the option to be sold furnished, this property offers excellent flexibility as a primary residence, second home, or investment opportunity. Convenient to I-40 for easy access to Asheville, Black Mountain, and beyond.

Property details

Beds
3
Baths
2
SqFt
1,308
Lot
Year built
2005
Type
Single Family
Days on market
90
Style
Ranch
Heating
Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Laminate, Tile

Features

  • Open Floorplan
  • Split Bedroom
  • Walk-In Closet(s)
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,723/ month

Principal & interest
$2,291
Property tax (~1.05%)
$323
Homeowners insurance
$107
HOA dues

Down payment

$18,500 down · $351,500 financed

Income to qualify (28% rule)

~$116,708 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.