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John KurtzCharlotte · NC

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Monroe · Monroe, NC

7609 Water Oak Lane

Monroe, NC · 3,520 sqft

$899,999

Reduced from $1,050,000

  • 4Beds
  • 3.5Baths
  • 3,520SqFt
  • 2022Year
  • 90Days on market

About this home

Nearly 4 acres of private country living with no HOA just outside Charlotte! Welcome to 7609 Water Oak Lane—an exceptional full-brick, move-in ready home nestled on 3.96 scenic acres in peaceful Monroe. Freshly painted and thoughtfully designed with semi-custom finishes throughout, this like-new residence offers over 3,500 sq ft of elegant living space with soaring 10-foot ceilings, European double-insulated windows, and a bright open-concept layout perfect for both everyday living and entertaining. The main level features a welcoming foyer, dedicated home office, spacious living and dining areas, and a convenient drop zone off the garage. Upstairs, retreat to the spa-like primary suite featuring a luxurious bath and dual walk-in closets, while additional bedrooms, a loft, and bonus room offer endless flexibility for guests, recreation, or work-from-home needs. Step outside and experience your own private escape with wooded trails, room to ride or explore, and even a zip line for added adventure. Whether you envision a future pool, workshop, garden, or simply more room to spread out, this property offers the privacy, acreage, and freedom that are becoming increasingly hard to find. Located just minutes from shopping, dining, and major routes into Charlotte, this rare 4-acre property combines peaceful country living with everyday convenience.

Property details

Beds
4
Baths
3.5
SqFt
3,520
Lot
Year built
2022
Type
Single Family
Days on market
90
Garage
2
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$6,623/ month

Principal & interest
$5,573
Property tax (~1.05%)
$787
Homeowners insurance
$262
HOA dues

Down payment

$44,999 down · $854,999 financed

Income to qualify (28% rule)

~$283,883 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.