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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

7614 Porrera Street

Charlotte, NC · 3,360 sqft

$679,900

  • 4Beds
  • 3.5Baths
  • 3,360SqFt
  • 2020Year
  • 4Days on market

About this home

Ideally located in the vibrant Vineyards community, this home delivers the perfect balance of convenience and lifestyle. Enjoy close proximity to shopping, dining, Uptown Charlotte, airport, and major commuter routes, while also benefiting from Lake Wylie access and abundant recreational opportunities right in your neighborhood.

Step inside to a bright, open main level featuring a seamless flow between the living, dining, and kitchen spaces—perfect for entertaining or everyday living. A dedicated office and thoughtfully designed living areas provide flexibility for today’s needs, whether working from home, hosting guests, or simply relaxing in comfort. The standout feature is the light-filled walk-out basement, offering incredible versatility. With over 1,200 sq ft of finished space, including additional living areas and bedroom, it’s ideal for a guest suite, media room, fitness area, or multi-generational living. Additional unfinished sections provide valuable space for storage, a workshop, or future customization—allowing you to tailor the home to your evolving lifestyle.

Outdoor living truly shines here. Enjoy a beautifully hardscaped backyard patio, a screened-in porch for year-round comfort, designed for both entertaining and quiet evenings at home. The walk-out lower level creates a connection between indoor and outdoor spaces, enhancing usability and enjoyment.

Property details

Beds
4
Baths
3.5
SqFt
3,360
Lot
Year built
2020
Type
Single Family
Days on market
4
Garage
2
Heating
Central, Natural Gas
Cooling
Central Air
Foundation
Basement
Flooring
Carpet, Hardwood, Tile
HOA dues
$143 / mo

Features

  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,147/ month

Principal & interest
$4,210
Property tax (~1.05%)
$594
Homeowners insurance
$198
HOA dues
$143

Down payment

$33,995 down · $645,905 financed

Income to qualify (28% rule)

~$220,587 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.