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John KurtzCharlotte · NC

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Rock Hill · Rock Hill, SC

774 Eden Terrace

Rock Hill, SC · 2,242 sqft

$439,000

  • 5Beds
  • 2.5Baths
  • 2,242SqFt
  • 1939Year
  • 62x203x201x74Lot
  • 1Days on market

About this home

Charming brick home nestled on a picturesque, tree-lined street just half a mile from Winthrop University. This inviting residence blends timeless character with thoughtful modern updates throughout. Inside, you’ll find original hardwood floors and rich crown molding anchoring the living and dining spaces, complemented by fresh interior paint and updated LVP flooring in the kitchen and breakfast area. The kitchen offers both style and function with resurfaced Corian countertops, a classic subway tile backsplash, breakfast bar, gas cooktop, and stainless steel appliances. A separate dining room and sunny breakfast nook provide flexible options for everyday living and entertaining. The main level features three comfortable bedrooms, an updated full bath with new vanity, lighting, and subway-tiled shower, along with a convenient Jack-and-Jill half bath. Upstairs, two additional bedrooms, a full bath, and a versatile loft space create the perfect setup for guests, work-from-home, or additional living space. Enjoy quiet mornings or relaxed evenings on the cozy screened-in side porch. An unfinished basement provides abundant storage. Refrigerator and washer/dryer included. Major updates include a new roof (2023) and HVAC (2019), plus fully paid-off solar panels for enhanced energy efficiency and lower utility costs. Whether you're looking for a primary residence or a smart investment opportunity near campus, this home offers exceptional versatility in a highly desirable location.

Property details

Beds
5
Baths
2.5
SqFt
2,242
Lot
62x203x201x74
Year built
1939
Type
Single Family
Days on market
1
Heating
Forced Air
Cooling
Central Air
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,231/ month

Principal & interest
$2,718
Property tax (~1.05%)
$384
Homeowners insurance
$128
HOA dues

Down payment

$21,950 down · $417,050 financed

Income to qualify (28% rule)

~$138,472 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.