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John KurtzCharlotte · NC

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Mill Spring · Mill Spring, NC

78 Ashley Court

Mill Spring, NC · 1,208 sqft

$420,000

  • 3Beds
  • 2Baths
  • 1,208SqFt
  • 2022Year
  • 16Days on market

About this home

Convenient access to everyday essentials with the best of country living, plus year-round mountain views, and endless outdoor adventure. Ideally located just minutes from Ingles, AdventHealth, Lake Lure, Lake Adger, Chimney Rock State Park, and the Green River, this property offers a rare blend of privacy and accessibility. This cedar shake 3-bedroom, 2-bath home is ideal for those who appreciate both nature and convenience. Inside, you’ll find granite countertops and a full suite of stainless steel appliances, including a stove, microwave, refrigerator, and dishwasher. A standout feature is the newly added oversized 2-car garage with extended height and depth, thoughtfully designed to accommodate a truck and an additional vehicle. The attached workshop adds valuable functionality, and the new extended concrete driveway provides ample parking and easy access. A private trail just beyond the workshop invites you to explore your own backyard. Located approximately 3.5 miles from Lake Lure and just 7 minutes from Ingles, the home also offers close proximity to local schools and an organic grocery option. Enjoy outdoor living from the inviting front porch or unwind on the rear deck during cool mountain evenings.

Property details

Beds
3
Baths
2
SqFt
1,208
Lot
Year built
2022
Type
Single Family
Days on market
16
Garage
2
Style
Arts and Crafts, Bungalow, Contemporary, Cottage, Farmhouse, Modern
Heating
Heat Pump
Cooling
Ceiling Fan(s), Heat Pump
Foundation
Crawl Space
Flooring
Vinyl
View
Mountain(s), Year Round
HOA dues
$250 / yr

Features

  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Fire Pit
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,112/ month

Principal & interest
$2,601
Property tax (~1.05%)
$367
Homeowners insurance
$122
HOA dues
$20

Down payment

$21,000 down · $399,000 financed

Income to qualify (28% rule)

~$133,371 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.