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John KurtzCharlotte · NC

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Lake Toxaway · Lake Toxaway, NC

78 Highland Drive

Lake Toxaway, NC · 1,746 sqft

$399,000

  • 3Beds
  • 2.5Baths
  • 1,746SqFt
  • 1983Year
  • 3Days on market

About this home

Welcome to this inviting 3 bedroom, 2.5 bath home located in the desirable Rocky Mountain Estates. Perfectly positioned in the heart of lake Toxaway, this property offers wide open and long range year round views of the breathtaking Blue Ridge Mountains right from your back deck. Step inside to a comfortable and functional layout designed for everyday living and relaxing mountain getaways. The features include a bright living area, spacious bedrooms, and a welcoming atmosphere that makes it easy to unwind and enjoy the natural beauty surrounding you. The full basement with garage provides excellent storage, recreation room, workshop potential, or room to expand ideal for full time living, a second home or investment property. Enjoy cool mountain breezes, stunning sunsets, and the tranquility that comes with life in Western North Carolina, all while being just minutes from outdoor recreation, hiking and the natural beauty that defines the Pisgah National Forest and Gorges State Park.

Property details

Beds
3
Baths
2.5
SqFt
1,746
Lot
Year built
1983
Type
Single Family
Days on market
3
Garage
2
Style
Cabin
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Basement
Flooring
Laminate, Vinyl
HOA dues
$600 / yr

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,986/ month

Principal & interest
$2,471
Property tax (~1.05%)
$349
Homeowners insurance
$116
HOA dues
$50

Down payment

$19,950 down · $379,050 financed

Income to qualify (28% rule)

~$127,998 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.