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John KurtzCharlotte · NC

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Concord · Concord, NC

786 Ideal Drive SE

Concord, NC · 2,190 sqft

$450,000

Reduced from $475,000

  • 5Beds
  • 4Baths
  • 2,190SqFt
  • 1923Year
  • 8Days on market

About this home

Inspection and quote available. Looking for space, flexibility, and upside potential? This property offers a unique opportunity for both investors and buyers ready to add a little sweat equity and build value.

Situated on 2.16 acres in Concord with no HOA, this expanded property provides room to grow and multiple living options. With an estimated after repair value of $600k or more, many of the major updates have already been completed, leaving the finishing touches to the next owner.

The main home features 4 bedrooms and 3 full baths, with significant improvements done is 2018/2019 including new plumbing, electrical, windows, sheetrock, kitchens, baths, and more. Inside, a welcoming foyer opens into a spacious living area with a fireplace, flowing into the dining space and updated kitchen with gray cabinetry, granite countertops, and stainless steel appliances. A flex space just off the kitchen works well as an office or bonus area.

The main level also includes a full guest or primary suite. Upstairs, you will find a loft, additional bedrooms, and a large owner’s suite with a whirlpool tub and tiled shower, along with a dedicated laundry room.

Just steps from the main home is a separate 1 bedroom, 1 bath living quarter with its own fireplace. This space is ideal for multi generational living, rental income, a private office, or studio use.

The property does need flooring in some areas and the deck to be completed, making it a great fit for buyers looking to customize and add value.

Acreage, flexibility, and major system updates are already in place. This is a strong opportunity for investors, house hackers, or buyers needing versatile living space.

Property details

Beds
5
Baths
4
SqFt
2,190
Lot
Year built
1923
Type
Single Family
Days on market
8
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,263/ month

Principal & interest
$2,786
Property tax (~0.92%)
$345
Homeowners insurance
$131
HOA dues

Down payment

$22,500 down · $427,500 financed

Income to qualify (28% rule)

~$139,852 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.