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John KurtzCharlotte · NC

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Catawba · Catawba, NC

7972 Summit Ridge Drive

Catawba, NC · 1,800 sqft

$399,900

Reduced from $449,900

  • 3Beds
  • 2Baths
  • 1,800SqFt
  • 2004Year
  • 120Days on market

About this home

PRICE IMPROVEMENT: Inviting open ranch plan with a smart split-bedroom layout and handicap-accessible doorways throughout. Two bedrooms and a full bath are on one side of the home, with the laundry room and private primary suite on the other. The bright, open kitchen offers stainless steel appliances and great space for entertaining, flowing into the living room with surround sound, which also extends to the front porch and rear deck for seamless indoor-outdoor enjoyment. Enjoy peaceful mornings with a cup of coffee on the front porch, set well back from the street for added privacy and tranquility, and a rear deck overlooking a private wooded lot. An oversized 2-car garage and a convenient walk-in crawl space complete this charming home that blends style, functionality, and modern comfort.

Property details

Beds
3
Baths
2
SqFt
1,800
Lot
Year built
2004
Type
Single Family
Days on market
120
Garage
2
Heating
Electric
Cooling
Central Air, Electric
Foundation
Crawl Space
HOA dues
$450 / yr

Features

  • Central Vacuum
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,980/ month

Principal & interest
$2,476
Property tax (~1.05%)
$349
Homeowners insurance
$116
HOA dues
$37

Down payment

$19,995 down · $379,905 financed

Income to qualify (28% rule)

~$127,746 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.