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John KurtzCharlotte · NC

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Bakersville · Bakersville, NC

80 Ferguson Lane

Bakersville, NC · 2,090 sqft

$399,000

  • 3Beds
  • 3Baths
  • 2,090SqFt
  • 2005Year
  • 15Days on market

About this home

Seated on nearly 8 acres in the heart of the Blue Ridge mountains in Bakersville NC just outside of Spruce Pine, this property offers some compelling reasons to take a closer look. There is just over 2000 sq ft of living space, with a bed and bath, and flex area/ game room/ man cave in the basement, master suite on the main level, two story ceiling in the dining room, and an attractive loft area. Two porches off the master bedroom and the main living offer a view of the foothills below Roan Mountain. With attractive stone landscaping, board and batten siding, hardwood floors, and hickory cabinets, this home is a true mountain cabin retreat. A garage shop near the house offers a great spot for a workshop, storage, hobbies and more. A home inspection and survey are in hand.

Property details

Beds
3
Baths
3
SqFt
2,090
Lot
Year built
2005
Type
Single Family
Days on market
15
Heating
Propane
Cooling
Window Unit(s)
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,936/ month

Principal & interest
$2,471
Property tax (~1.05%)
$349
Homeowners insurance
$116
HOA dues

Down payment

$19,950 down · $379,050 financed

Income to qualify (28% rule)

~$125,855 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.