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John KurtzCharlotte · NC

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Conover · Conover, NC

804 Emmanuel Church Road

Conover, NC · 2,462 sqft

$255,000

  • 4Beds
  • 2Baths
  • 2,462SqFt
  • 1917Year
  • 2Days on market

About this home

HERE IT IS! That affordable, turn of the century "Diamond in the rough" farm style home you have been looking for! The home is broom swept clean and is ready for updates to fit your taste. This charming older 2 story farm house with a porte cochere sits on a .95 acre lot with lots of space both inside and out, with those oversized rooms that are characteristic of a home of this age and a large covered rocking chair front porch. Ready to make it your own, the home's 1st floor features 10 ft ceilings, original hardwood floors (except in the kitchen and bath) a large living room with a gas fireplace (no gas logs present), a parlor with 9 lite french doors and built-ins that is perfect for a den, office or whatever fits your needs. Off the living room is a dining room; again w/10ft ceilings, hardwood floors and built in china cabinet and an oversized kitchen. At the rear of the main level is a smaller bedroom with attached bath that opens into the rear entry hall. The rear entry to the home is through an oversized laundry/mud room that open up to the large back yard. Off the living room and in the rear hall is a grand style staircase leading to the enormous hallway upstairs where you will find four good sized bedrooms (one does not have a closet but this was typical with the age of the home) all with hardwood floors, a central hall bath and pull down attic access. The home also features a partial cellar with access from both the interior of the home (In the back hall) and outside. The home sits on a large near acre lot with out-building. The right side of the property backs up to property that is currently zoned for office space. The county would not confirm if zoning could be changed on this property for like use without applying for a zoning change request. This would be the responsibility of the buyer and/or their agent. Please note: The seller is selling the home as is/where is with no repairs. The home has been empty for some time. It is unknown if the kitchen appliances are working properly. AC unit is not working due to damage during a storm. There has been seepage in cellar/crawl space during heavy rains in the past, but a sump pump has been installed. Possible knob and spool electric visible in cellar. Home will not qualify for any most Government backed financing. May qualify for FHA 203K rehabilitation loan, but buyer should verify with their lender before making an offer.

Property details

Beds
4
Baths
2
SqFt
2,462
Lot
Year built
1917
Type
Single Family
Days on market
2
Style
Farmhouse
Heating
Electric, Floor Furnace, Other - See Remarks
Cooling
Central Air, Window Unit(s)
Foundation
Crawl Space, Other - See Remarks
Flooring
Vinyl, Wood

Features

  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,876/ month

Principal & interest
$1,579
Property tax (~1.05%)
$223
Homeowners insurance
$74
HOA dues

Down payment

$12,750 down · $242,250 financed

Income to qualify (28% rule)

~$80,434 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.