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John KurtzCharlotte · NC

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Shelby · Shelby, NC

804 Phillips Street

Shelby, NC · 1,600 sqft

$274,500

  • 2Beds
  • 2Baths
  • 1,600SqFt
  • 1954Year
  • 1Days on market

About this home

Meticulously maintained brick ranch in a quiet and highly desired neighborhood! With 2 bedrooms and 2 full baths, this home includes multiple accessibility features designed to support a wheelchair user. Extra space was added after purchase in 1995 and includes a family room open to the kitchen/dining area, laundry closet w/ work sink, primary bathroom, and small covered porch off the side. It has an exterior wheelchair lift (sold AS IS, installed but unused for many years, with hard wiring in place--wiring could possibly be used for EV charger), a concrete ramp to the front door, and no interior steps. Inside, spaces are wheelchair-friendly, including a wide center hall and a kitchen with over a 60-inch turning radius. Flooring throughout is mobility-friendly (hardwood, linoleum, tile, and low-pile carpet), and thresholds are low. Additional conveniences include a covered vehicle transfer area, Ring doorbell and camera, Titan security screen doors on front and side doors, and a whole house alarm system with smoke detector (currently monitored by Alarm South). Kitchen has lots of counter space and cabinet storage, and there is a large walk-in pantry. Lovely trees and mature plants highlight the yard. There is a brick retaining wall and concrete patio area in the back yard with room for a picnic table or seating area. Stainless steel kitchen refrigerator, washer, gas dryer, ring doorbell and camera remain. Roof replaced in 2017. Do not miss this one of a kind property!

Property details

Beds
2
Baths
2
SqFt
1,600
Lot
Year built
1954
Type
Single Family
Days on market
1
Style
Ranch, Traditional
Heating
Forced Air, Natural Gas
Cooling
Central Air, Electric
Foundation
Crawl Space
Flooring
Carpet, Linoleum, Tile, Wood

Features

  • Attic Other
  • Cable Prewire
  • Open Floorplan
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,020/ month

Principal & interest
$1,700
Property tax (~1.05%)
$240
Homeowners insurance
$80
HOA dues

Down payment

$13,725 down · $260,775 financed

Income to qualify (28% rule)

~$86,584 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.