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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

809 Crater Street

Charlotte, NC · 3,813 sqft

$1,499,000

  • 4Beds
  • 3.5Baths
  • 3,813SqFt
  • 2025Year
  • 3Days on market

About this home

A beautifully crafted custom residence blending modern luxury, thoughtful design, and exceptional privacy in one of Charlotte’s most convenient locations. Featuring 4 bedrooms and 3.5 bathrooms, this home is designed with flexibility and comfort in mind, including both a luxurious primary suite and a secondary bedroom with a private ensuite—perfect for guests or multigenerational living. Soaring ceilings in the main living area and primary suite create a bright, open atmosphere, while high-end custom finishes are showcased throughout. The gourmet kitchen features a spacious island and designer finishes that make it the true heart of the home. Enjoy seamless indoor-outdoor living with an expansive 300 sqft balcony, ideal for entertaining or relaxing in a peaceful setting. The primary suite offers direct access to this elevated outdoor space, delivering a serene, tree-lined view that’s truly special to wake up to. Surrounded by mature greenery and large trees, this property offers rare privacy—with no neighboring home behind or on one side—creating a quiet retreat just minutes from everything. Conveniently located approximately 10 minutes to Uptown Charlotte and about 5 minutes to Cotswold, you’ll enjoy easy access to top dining, shopping, and entertainment.

Property details

Beds
4
Baths
3.5
SqFt
3,813
Lot
Year built
2025
Type
Single Family
Days on market
3
Garage
2
Heating
Central
Cooling
Central Air
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$11,032/ month

Principal & interest
$9,283
Property tax (~1.05%)
$1,311
Homeowners insurance
$437
HOA dues

Down payment

$74,950 down · $1,424,050 financed

Income to qualify (28% rule)

~$472,824 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.