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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

8104 Stem Court

Charlotte, NC · 3,304 sqft

$890,000

  • 5Beds
  • 3.5Baths
  • 3,304SqFt
  • 1986Year
  • 8Days on market

About this home

Sitting behind a fully gated entrance on a quiet cul-de-sac, this home was built from the ground up in 2023 after the original structure was torn down. What went back up is something with real character — five bedrooms, three and a half baths, 3,304 square feet, and European-sourced finishes and materials that give every room a warmth and weight you just don't find in production housing. The kitchen is built for someone who actually cooks (and entertains), the three-car garage swallows vehicles and then some, and out back, a gorgeous in-ground pool sits in a private yard made for long weekends and late evenings.

Property details

Beds
5
Baths
3.5
SqFt
3,304
Lot
Year built
1986
Type
Single Family
Days on market
8
Garage
3
Style
Contemporary
Heating
Central
Cooling
Central Air
Foundation
Slab
Flooring
Stone, Vinyl

Features

  • Built-in Features
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$6,550/ month

Principal & interest
$5,512
Property tax (~1.05%)
$778
Homeowners insurance
$259
HOA dues

Down payment

$44,500 down · $845,500 financed

Income to qualify (28% rule)

~$280,729 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.