Charlotte · Charlotte, NC
8104 Stem Court
Charlotte, NC · 3,304 sqft
$890,000
- 5Beds
- 3.5Baths
- 3,304SqFt
- 1986Year
- 8Days on market
About this home
Sitting behind a fully gated entrance on a quiet cul-de-sac, this home was built from the ground up in 2023 after the original structure was torn down. What went back up is something with real character — five bedrooms, three and a half baths, 3,304 square feet, and European-sourced finishes and materials that give every room a warmth and weight you just don't find in production housing. The kitchen is built for someone who actually cooks (and entertains), the three-car garage swallows vehicles and then some, and out back, a gorgeous in-ground pool sits in a private yard made for long weekends and late evenings.
Property details
- Beds
- 5
- Baths
- 3.5
- SqFt
- 3,304
- Lot
- —
- Year built
- 1986
- Type
- Single Family
- Days on market
- 8
- Garage
- 3
- Style
- Contemporary
- Heating
- Central
- Cooling
- Central Air
- Foundation
- Slab
- Flooring
- Stone, Vinyl
Features
- Built-in Features
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Pantry
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$6,550/ month
- Principal & interest
- $5,512
- Property tax (~1.05%)
- $778
- Homeowners insurance
- $259
- HOA dues
- —
Down payment
$44,500 down · $845,500 financed
Income to qualify (28% rule)
~$280,729 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


