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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

8221 Christmas Court

Charlotte, NC · 1,635 sqft

$299,990

Reduced from $319,990

  • 2Beds
  • 2.5Baths
  • 1,635SqFt
  • 2003Year
  • 106Days on market

About this home

$10,000 price improvement effective 5.7.2026

See it in person Saturday & Sunday, May 30th & 31st from 11:00 AM - 2:00 PM

End-town home with bedroom on main level in Charlotte for less than $300k! Come and get it!! The time is now!!!

Holly Ridge is a fantastic town home community for home owners who want low maintenance living. You take care of the inside and the HOA takes care of the outside. This end town home boasts a main bedroom on the first floor for easy 1 floor living. The floor plan is very open and flows front to back from the kitchen through the dining room and into the living room. A fantastic 3 sided fire place separates the living & dining rooms. All appliances are included in the sale of this end town home. Upstairs, the loft offers a flexible living area which can be used as a 3rd bedroom, a home office or media room. This home is move-in-ready and boasts fresh pain throughout.

Easy access to Northlake Mall, CLT airport, I-485, I-85, I-77, Lake Norman, loads of shops, shopping and restaurants, minutes from Uptown/Downtown & quick access to Concord Mills Mall. This location is prime and centered just for you!

Holly Ridge community amenities include a community pool, open from Memorial Day - Labor Day each year, walking trails through the pines and lush landscaping, a small pond, ample guest parking & HOA-included water, sewer, trash, pool access, lawn care, landscaping and insurance. HO6 insurance is still required in addition to.

Property details

Beds
2
Baths
2.5
SqFt
1,635
Lot
Year built
2003
Type
Townhome
Days on market
106
Garage
1
Heating
Forced Air
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
HOA dues
$243 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,450/ month

Principal & interest
$1,857
Property tax (~1.05%)
$262
Homeowners insurance
$87
HOA dues
$243

Down payment

$14,999 down · $284,990 financed

Income to qualify (28% rule)

~$105,039 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.