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John KurtzCharlotte · NC

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Valdese · Valdese, NC

828 Cline Avenue SW

Valdese, NC · 1,008 sqft

$239,000

Reduced from $249,000

  • 3Beds
  • 1Baths
  • 1,008SqFt
  • 2000Year
  • 76Days on market

About this home

Tucked away on .62 acres just minutes from downtown Valdese, this 3 bedroom, 1 bathroom home offers the perfect amount of space at 1,008 SqFt with a functional floor plan. Set on 0.62 acres, the property gives you room to spread out, breathe, and actually enjoy where you live without giving up convenience. The covered front porch feels made for slow mornings and evening conversations, while the back deck opens things up for grilling, hosting, or simply taking in the quiet of your own backyard. Inside, the layout is practical and comfortable, with three bedrooms that offer flexibility for guests, a home office, or whatever fits your lifestyle. What really sets this home apart is the balance, privacy and usable land paired with being just one mile from the energy, charm, and local spots of downtown Valdese. Whether you're looking for your first home, downsizing without sacrificing outdoor space, or investing in a solid property in a growing area, this one checks boxes that matter!

Property details

Beds
3
Baths
1
SqFt
1,008
Lot
Year built
2000
Type
Single Family
Days on market
76
Heating
Central
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,759/ month

Principal & interest
$1,480
Property tax (~1.05%)
$209
Homeowners insurance
$69
HOA dues

Down payment

$11,950 down · $227,050 financed

Income to qualify (28% rule)

~$75,387 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.