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John KurtzCharlotte · NC

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Morganton · Morganton, NC

828 Jamestown Road

Morganton, NC · 1,493 sqft

$255,000

  • 3Beds
  • 1.5Baths
  • 1,493SqFt
  • 1947Year
  • 1Days on market

About this home

Charming and full of character, this 3-bedroom, 1.5-bath home in Morganton offers the perfect blend of comfort, convenience, and affordability. Listed below recently appraised value. Appraisal is provided in the listing attachments. This home won't last long. Situated on approximately 0.67 acres, this property offers ample outdoor space while remaining conveniently located near I-40, shopping, dining, and parks. Featuring over 1,400 square feet of living space, the home offers a functional layout with primary living areas on the main level and an additional upper-level bedroom with a half bath. Inside, you’ll find beautiful hardwood floors and added mini-split systems (2025) for enhanced comfort and efficiency. Outside, enjoy a fenced backyard with a variety of fruit trees, grapevines, thornless blackberry bushes, and raspberry plants, adding charm and functionality to the property. With easy interstate access and plenty of room to enjoy both inside and out, this home offers a wonderful opportunity for a primary residence, first home, or investment property.

Property details

Beds
3
Baths
1.5
SqFt
1,493
Lot
Year built
1947
Type
Single Family
Days on market
1
Heating
Ductless
Cooling
Ductless
Foundation
Crawl Space
View
Long Range

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,876/ month

Principal & interest
$1,579
Property tax (~1.05%)
$223
Homeowners insurance
$74
HOA dues

Down payment

$12,750 down · $242,250 financed

Income to qualify (28% rule)

~$80,434 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.