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John KurtzCharlotte · NC

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Harrisburg · Harrisburg, NC

8348 Rocky River Road

Harrisburg, NC · 3,094 sqft

$737,000

Reduced from $787,000

  • 5Beds
  • 3.5Baths
  • 3,094SqFt
  • 2004Year
  • 99x196x98x198Lot
  • 67Days on market

About this home

For the buyer who wants space, income potential, and zero restrictions — this property delivers what most neighborhoods won’t allow. This full-brick two-story home sits on a private well with no HOA, meaning complete freedom to use your garage, operate your workshop, and rent your apartment without restriction. The oversized driveway provides ample space to turn around completely, so you’ll never need to back out onto Rocky River Road — a thoughtful detail that makes everyday coming and going effortless. Car enthusiasts and serious hobbyists will love the oversized two-car attached garage plus an impressive 800+ sq ft detached garage with a professional car lift — perfect for serious workspace, storage, or projects. The property also includes a charming cottage-style she shed with board and batten siding and a warm knotty pine interior, plus a dedicated 10x14 outdoor equipment building. Above the detached garage, a fully independent studio apartment with its own private entrance and separate electric meter offers outstanding flexibility — guests, extended family, or estimated $1,100–$1,400/month in rental income. This well-appointed space features wood floors, vaulted ceiling, mini-split HVAC, and tankless water heater. The fully fenced backyard is spacious, level, and beautifully maintained. An in-ground irrigation system keeps the lawn effortlessly green throughout the season. Inside this beautiful home, the open great room flows seamlessly into the kitchen. A main-level flex room offers the perfect setup for a home office or hobby space. The primary suite features a spa-caliber bath with full travertine tile floors and shower surround, frameless glass enclosure, soaking tub, and double granite vanity. A fully updated half bath adds character and convenience. The crawl space is fully encapsulated with a dehumidifier and sump pump — a significant investment providing lasting peace of mind. A large bonus room adds versatility — media room, game room, or additional bedroom. No HOA. No restrictions. No compromises. A rare combination of space, function, flexibility, and income potential — this property truly stands out.

Property details

Beds
5
Baths
3.5
SqFt
3,094
Lot
99x196x98x198
Year built
2004
Type
Single Family
Days on market
67
Garage
4
Style
Transitional
Heating
Forced Air
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,424/ month

Principal & interest
$4,564
Property tax (~1.05%)
$644
Homeowners insurance
$214
HOA dues

Down payment

$36,850 down · $700,150 financed

Income to qualify (28% rule)

~$232,469 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.