Skip to content
John KurtzCharlotte · NC

View all 48 photos →

Mars Hill · Mars Hill, NC

844 Settlers Trail

Mars Hill, NC · 2,876 sqft

$1,450,000

  • 4Beds
  • 4Baths
  • 2,876SqFt
  • 2025Year
  • 335Days on market

About this home

Nestled in the gated community of Settlers Cove just ten minutes from charming Mars Hill, NC, and only 20 minutes from the vibrant heart of Asheville, this two-story Craftsman-style home is a masterclass in refined design and mountain comfort. Featuring four bedrooms, four bathrooms, and 2,876 square feet of finished living space, this meticulously designed Don Gardner “Somersby” series home offers luxury, privacy, and the ideal blend of form and function. The main level spans 1,786 square feet and showcases soaring ceilings, abundant natural light, and custom details throughout. The heart of the home is the great room with a vaulted cathedral ceiling, fireplace, and built-in shelving for both storage and display. Also featured is two bedrooms, two full baths, kitchen and adjacent dining room. Downstairs, is a 1,090-square-foot finished walkout basement featuring two bedrooms, two full bathrooms and a large family room, complete with a wet bar and expansive rear patio access.

Property details

Beds
4
Baths
4
SqFt
2,876
Lot
Year built
2025
Type
Single Family
Days on market
335
Garage
2
Style
Contemporary
Heating
Central, Electric, Heat Pump
Cooling
Central Air, Electric
Foundation
Basement
View
Mountain(s)
HOA dues
$637 / yr

Features

  • Open Floorplan
  • Storage
  • Walk-In Closet(s)
  • Wet Bar

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$10,725/ month

Principal & interest
$8,980
Property tax (~1.05%)
$1,268
Homeowners insurance
$422
HOA dues
$53

Down payment

$72,500 down · $1,377,500 financed

Income to qualify (28% rule)

~$459,643 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.