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John KurtzCharlotte · NC

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Spindale · Spindale, NC

845 Spindale Street

Spindale, NC · 956 sqft

$249,000

Reduced from $250,000

  • 2Beds
  • 2Baths
  • 956SqFt
  • 2023Year
  • 35Days on market

About this home

Nearly new ranch home on point .79 acre lot with no HOA! This adorable home features a nice open living area with grand cathedral ceiling and luxury vinyl plank flooring which seamlessly opens to the beautiful kitchen and dining area. The large open space lends to several seating options and is also great for entertaining and gatherings over the holidays! You'll love the beautiful upgrades in the kitchen including granite counters, farmhouse sink, tile backsplash, built in pantry, hood vent, soft close cabinetry and stainless refrigerator. The dining area leads to the wonderful back porch, almost 400 sqft in size, mostly enclosed but has a screen perimeter along the top for nice ventilation along with a vaulted ceiling. Relax in the large primary suite, complete with walk-in closet, ceiling fan and upgraded bath with a beautiful tile surround shower. Bedroom 2 is ample in size and has 2 closets. The large lot is entirely fenced and has 3 like-new outbuildings providing tons of storage space. There is plenty of parking in the concrete driveway and also side gravel area for extra vehicles, camper, etc. Conveniently connected to city water and city sewer. This home has amazing views of the surrounding mountains and is located close to town with shopping, dining, healthcare, Lowes, Walmart and so much more! Qualifies for USDA financing with NO down payment.

Property details

Beds
2
Baths
2
SqFt
956
Lot
Year built
2023
Type
Single Family
Days on market
35
Style
Transitional
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space
Flooring
Vinyl

Features

  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,832/ month

Principal & interest
$1,542
Property tax (~1.05%)
$217
Homeowners insurance
$72
HOA dues

Down payment

$12,450 down · $236,550 financed

Income to qualify (28% rule)

~$78,541 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.