Spindale · Spindale, NC
845 Spindale Street
Spindale, NC · 956 sqft
$249,000
Reduced from $250,000
- 2Beds
- 2Baths
- 956SqFt
- 2023Year
- 35Days on market
About this home
Nearly new ranch home on point .79 acre lot with no HOA! This adorable home features a nice open living area with grand cathedral ceiling and luxury vinyl plank flooring which seamlessly opens to the beautiful kitchen and dining area. The large open space lends to several seating options and is also great for entertaining and gatherings over the holidays! You'll love the beautiful upgrades in the kitchen including granite counters, farmhouse sink, tile backsplash, built in pantry, hood vent, soft close cabinetry and stainless refrigerator. The dining area leads to the wonderful back porch, almost 400 sqft in size, mostly enclosed but has a screen perimeter along the top for nice ventilation along with a vaulted ceiling. Relax in the large primary suite, complete with walk-in closet, ceiling fan and upgraded bath with a beautiful tile surround shower. Bedroom 2 is ample in size and has 2 closets. The large lot is entirely fenced and has 3 like-new outbuildings providing tons of storage space. There is plenty of parking in the concrete driveway and also side gravel area for extra vehicles, camper, etc. Conveniently connected to city water and city sewer. This home has amazing views of the surrounding mountains and is located close to town with shopping, dining, healthcare, Lowes, Walmart and so much more! Qualifies for USDA financing with NO down payment.
Property details
- Beds
- 2
- Baths
- 2
- SqFt
- 956
- Lot
- —
- Year built
- 2023
- Type
- Single Family
- Days on market
- 35
- Style
- Transitional
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Vinyl
Features
- Open Floorplan
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,832/ month
- Principal & interest
- $1,542
- Property tax (~1.05%)
- $217
- Homeowners insurance
- $72
- HOA dues
- —
Down payment
$12,450 down · $236,550 financed
Income to qualify (28% rule)
~$78,541 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.