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John KurtzCharlotte · NC

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Black Mountain · Black Mountain, NC

85 Prospectors Trail

Black Mountain, NC · 3,243 sqft

$889,000

Reduced from $899,000

  • 4Beds
  • 3.5Baths
  • 3,243SqFt
  • 2001Year
  • 226Days on market

About this home

Escape to this stunning 4-bedroom, 3.5-bath luxury cabin nestled on two lots totaling 3.07 private acres in beautiful Black Mountain. This spacious home offers an open-concept layout with high ceilings, large windows, and warm wood finishes that create a perfect blend of rustic elegance and modern comfort. Enjoy a chef’s kitchen, a serene primary suite, and multiple outdoor living spaces that overlook a private pond and wooded surroundings. Ideal for relaxing or entertaining, the property provides peace and seclusion while being just minutes from downtown Black Mountain and a short drive to Asheville. With easy access to hiking, biking, lakes, and year-round outdoor recreation, this mountain retreat offers the best of Western North Carolina living. Additional features include a cozy fireplace, hardwood floors throughout, ample storage, and detached car port making it ideal for full-time living, a vacation getaway, or a high-end rental investment in a sought-after location.

Property details

Beds
4
Baths
3.5
SqFt
3,243
Lot
Year built
2001
Type
Single Family
Days on market
226
Style
Cabin, Traditional
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$6,543/ month

Principal & interest
$5,505
Property tax (~1.05%)
$777
Homeowners insurance
$259
HOA dues

Down payment

$44,450 down · $844,550 financed

Income to qualify (28% rule)

~$280,414 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.