Black Mountain · Black Mountain, NC
85 Prospectors Trail
Black Mountain, NC · 3,243 sqft
$889,000
Reduced from $899,000
- 4Beds
- 3.5Baths
- 3,243SqFt
- 2001Year
- 226Days on market
About this home
Escape to this stunning 4-bedroom, 3.5-bath luxury cabin nestled on two lots totaling 3.07 private acres in beautiful Black Mountain. This spacious home offers an open-concept layout with high ceilings, large windows, and warm wood finishes that create a perfect blend of rustic elegance and modern comfort. Enjoy a chef’s kitchen, a serene primary suite, and multiple outdoor living spaces that overlook a private pond and wooded surroundings. Ideal for relaxing or entertaining, the property provides peace and seclusion while being just minutes from downtown Black Mountain and a short drive to Asheville. With easy access to hiking, biking, lakes, and year-round outdoor recreation, this mountain retreat offers the best of Western North Carolina living. Additional features include a cozy fireplace, hardwood floors throughout, ample storage, and detached car port making it ideal for full-time living, a vacation getaway, or a high-end rental investment in a sought-after location.
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 3,243
- Lot
- —
- Year built
- 2001
- Type
- Single Family
- Days on market
- 226
- Style
- Cabin, Traditional
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$6,543/ month
- Principal & interest
- $5,505
- Property tax (~1.05%)
- $777
- Homeowners insurance
- $259
- HOA dues
- —
Down payment
$44,450 down · $844,550 financed
Income to qualify (28% rule)
~$280,414 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.