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John KurtzCharlotte · NC

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Denver · Denver, NC

8515 Norman Estates Drive

Denver, NC · 11,346 sqft

$18,500,000

  • 7Beds
  • 7.5Baths
  • 11,346SqFt
  • 2022Year
  • 1Days on market

About this home

An architectural masterpiece designed by renowned architect Harry Schrader and custom built by Kingswood Custom Homes, this extraordinary waterfront estate represents the pinnacle of luxury living on Lake Norman. Positioned on a breathtaking peninsula point lot within the exclusive gated community of Norman Estates, the residence captures sweeping panoramic open-water views while delivering a rare blend of timeless design, exceptional craftsmanship, and resort-inspired amenities. Spanning more than 11,000 square feet, the home was thoughtfully designed to maximize natural light and seamless indoor-outdoor living through dramatic floor-to-ceiling windows and expansive entertaining spaces overlooking the lake. Sophisticated architectural details, curated finishes, soaring ceilings, and rich textures create an atmosphere that is both grand and inviting. Every element of the home was intentionally crafted to balance elevated entertaining with comfortable everyday living. The main level features a luxurious lakeside primary suite, elegant dining spaces, private office, fitness studio, billiards lounge, custom wine cellar, and a chef’s kitchen appointed with premium appliances and expansive gathering areas designed for effortless entertaining. Additional guest suites, media spaces, and custom bunk accommodations provide exceptional flexibility for hosting family and guests in comfort and style. Outdoor living rivals a private luxury resort with expansive covered terraces, vaulted entertaining spaces, a screened porch, built-in fire features, outdoor kitchen, manicured grounds, and a stunning infinity-edge pool and spa overlooking the waters of Lake Norman. A private dock complete with a boat lift, dual jet ski lifts, and upper-level sun deck further enhances the extraordinary waterfront lifestyle while maximizing the property’s breathtaking long-range lake views. Thoughtfully designed to feel equally suited for two as it is for hosting over 100 guests, the estate balances refined luxury with effortless livability. Curated for elevated living, the home also includes a regulation pickleball court, private theater, full entertaining bar, five-car garage, whole-home generator, surround sound, and security system. Offered fully furnished and turnkey, this is a once-in-a-generation opportunity to own one of Lake Norman’s most iconic and architecturally significant waterfront estates.

Property details

Beds
7
Baths
7.5
SqFt
11,346
Lot
Year built
2022
Type
Single Family
Days on market
1
Garage
5
Heating
Electric
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Tile, Wood
View
Water, Year Round
HOA dues
$1,200 / qtr

Features

  • Attic Walk In
  • Built-in Features
  • Entrance Foyer
  • Kitchen Island
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Wet Bar
  • Fire Pit
  • Gas Grill
  • In-Ground Hot Tub / Spa
  • In-Ground Irrigation
  • Outdoor Kitchen
  • Outdoor Shower

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$136,559/ month

Principal & interest
$114,575
Property tax (~1.05%)
$16,187
Homeowners insurance
$5,395
HOA dues
$400

Down payment

$925,000 down · $17,575,000 financed

Income to qualify (28% rule)

~$5,852,536 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.