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John KurtzCharlotte · NC

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Lancaster · Lancaster, SC

861 Union Church Road

Lancaster, SC · 1,675 sqft

$525,000

Reduced from $545,000

  • 3Beds
  • 2Baths
  • 1,675SqFt
  • 1977Year
  • 53Days on market

About this home

Enjoy country living in this beautifully renovated 3-bedroom, 2-bath all-brick home set on 9+ private acres surrounded by mature oak and magnolia trees. A gated driveway welcomes you to the property, offering both privacy and charm. Inside, the home features a spacious open floor plan with a dedicated laundry room and a well-appointed kitchen with accent lighting and granite countertops. The owner’s suite includes a private bath with shower and a walk-in closet for added comfort. Outside, the property offers rear screened porch for morning coffee. And plenty of room for hobbies, storage, or business use with a 24x40 workshop and an additional 20x24 outbuilding. This property combines modern updates with quiet country space—perfect for those seeking privacy, room to roam, and functional outbuildings. Windows updated May 2026. BUFORD SCHOOLS AND NO HOA!

Property details

Beds
3
Baths
2
SqFt
1,675
Lot
Year built
1977
Type
Single Family
Days on market
53
Garage
2
Style
Traditional
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space

Features

  • Open Floorplan
  • Walk-In Closet(s)
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,863/ month

Principal & interest
$3,251
Property tax (~1.05%)
$459
Homeowners insurance
$153
HOA dues

Down payment

$26,250 down · $498,750 financed

Income to qualify (28% rule)

~$165,599 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.