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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

8616 Mineral Ridge Way

Charlotte, NC · 1,429 sqft

$334,900

  • 3Beds
  • 2Baths
  • 1,429SqFt
  • 1998Year
  • 1Days on market

About this home

Welcome home to this charming brick and vinyl ranch perfectly situated on a desirable corner lot. This meticulously maintained one-story floor plan features an expansive great room with a soaring vaulted ceiling, a ceiling fan, and a cozy fireplace, creating an inviting atmosphere for relaxation or entertaining. The spacious kitchen offers an abundance of cabinet and countertop space and comes fully equipped with a suite of appliances including a gas range, dishwasher, and refrigerator— approximately two years and microwave. The washer and dryer are included. Adjacent to the kitchen is a large, bright dining area ideal for family meals. The primary suite serves as a true retreat, boasting a vaulted ceiling, a large walk-in closet with custom built-in, and a spa-like ensuite bath featuring a garden tub, a separate shower, and two separate sink areas. Two additional generously sized guest bedrooms and a full bath, providing excellent privacy through the split-bedroom layout. Outside, you will find a single-car attached garage featuring a brand-new garage door opener and a private backyard oasis complete with a patio area, a dedicated garden space, and a mature shade tree in the front yard. This brick and vinyl home also includes full gutters for easy maintenance. Conveniently located with easy access to I-485, I-77, and I-85, you are just minutes away from premium shopping, dining, and healthcare facilities.

Property details

Beds
3
Baths
2
SqFt
1,429
Lot
Year built
1998
Type
Single Family
Days on market
1
Garage
1
Style
Rustic
Heating
Electric, Forced Air
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Linoleum, Parquet
HOA dues
$162 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,478/ month

Principal & interest
$2,074
Property tax (~1.05%)
$293
Homeowners insurance
$97
HOA dues
$13

Down payment

$16,745 down · $318,155 financed

Income to qualify (28% rule)

~$106,215 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.