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John KurtzCharlotte · NC

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Concord · Concord, NC

862 Loch Lomond Circle

Concord, NC · 1,235 sqft

$313,000

Reduced from $317,000

  • 3Beds
  • 2Baths
  • 1,235SqFt
  • 2005Year
  • 29Days on market

About this home

Welcome HOME to this beautifully updated ranch in one of Concord’s most sought-after communities. Thoughtfully designed with a desirable Split-bedroom floor plan, this move-in ready home blends modern finishes with everyday comfort.

The bright, Eat-in Kitchen features Granite Countertops, a stylish Travertine Backsplash, updated sink and faucet, and newer Stainless Steel Appliances—including a Refrigerator that conveys. The spacious primary suite offers a refreshed bath with a Quartz Dual-sink Vanity, creating a clean, contemporary retreat.

Recent interior upgrades include newer luxury vinyl plank flooring, carpet in the bedrooms, a modern ceiling fan in the family room, and a recently replaced water heater—giving buyers peace of mind from day one.

Step outside to enjoy a private, Fully Fenced backyard perfect for relaxing or entertaining. Exterior improvements include a new garage door, elegant glass storm front door, French patio doors with built-in blinds, and a professionally installed French Drain System. The home is nicely landscaped and offers inviting outdoor living space on the patio.

Located in a well-maintained community with low HOA dues, this property combines convenience, style, and value. Homes here are rarely available and highly sought after—don’t miss your opportunity to make this exceptional RANCH your own!

Property details

Beds
3
Baths
2
SqFt
1,235
Lot
Year built
2005
Type
Single Family
Days on market
29
Garage
2
Style
Ranch
Heating
Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$190 / yr

Features

  • Attic Stairs Fixed

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,285/ month

Principal & interest
$1,938
Property tax (~0.92%)
$239
Homeowners insurance
$91
HOA dues
$15

Down payment

$15,650 down · $297,350 financed

Income to qualify (28% rule)

~$97,953 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.