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John KurtzCharlotte · NC

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Lake Lure · Lake Lure, NC

864 Matho Trace

Lake Lure, NC

$625,000

Reduced from $675,000

  • 4Beds
  • 3Baths
  • 0SqFt
  • 2025Year
  • 185Days on market

About this home

Owner financing available. Currently at 75–85% completion. A Must-See Opportunity in Lake Lure! Custom Arts & Crafts Estate in Tatanka. Stop dreaming and start finishing! This is the perfect scenario for a buyer who wants custom quality without the two-year wait. This rare opportunity steps you into a spacious, custom Arts & Crafts–style home where the heavy lifting is already done. Set on a beautiful 1.83-acre level lot in the peaceful Tatanka community, this property offers wide-open architecture, thoughtful design, and stunning mountain views. Designed for luxury and flexibility, this 4-bedroom, 3-bath home features a sprawling open living area centered around a fireplace, with space prepped for an elevator. Enjoy the mountain air from two large front decks or retreat to the expansive rear deck — perfect for entertaining or ready to be screened in. The lower level is a standout, featuring a private apartment with its own patio, ideal for multigenerational living or guest space. A massive bonus for the Lake Lure lifestyle—this home includes a standard two-car garage PLUS an RV/Boat garage. Framing, stud walls, electrical, plumbing, and HVAC are already in place; the home is ready for insulation, drywall, and your choice of custom finishes. You are tucked away in privacy yet incredibly close to everything. Minutes from local favorites like La Strada, LakeHouse Restaurant Bar & Grill, Lured Market & Grill, and The Highlands Kitchen + Bar. Quick access to The Bear’s Cup Café Bar and Ingles just down the road. You’re moments from boating on Lake Lure, hiking Chimney Rock State Park, and premium golf courses. Don’t start from scratch—finish the dream and walk into instant equity! Schedule your showing today.

Property details

Beds
4
Baths
3
SqFt
0
Lot
Year built
2025
Type
Single Family
Days on market
185
Garage
3
Style
Arts and Crafts
Heating
Heat Pump, Other - See Remarks
Cooling
Heat Pump, Other - See Remarks
Foundation
Basement
Flooring
Other - See Remarks
HOA dues
$350 / yr

Features

  • Open Floorplan

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,629/ month

Principal & interest
$3,870
Property tax (~1.05%)
$546
Homeowners insurance
$182
HOA dues
$29

Down payment

$31,250 down · $593,750 financed

Income to qualify (28% rule)

~$198,392 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.