Skip to content
John KurtzCharlotte · NC

View all 31 photos →

Terrell · Terrell, NC

8806 Hearthstone Court

Terrell, NC · 2,850 sqft

$2,099,000

Reduced from $2,325,000

  • 3Beds
  • 3Baths
  • 2,850SqFt
  • 2001Year
  • 51Days on market

About this home

Experience the perfect blend of luxury lakefront living and refined mountain-inspired design in this fully renovated Lake Norman retreat. Thoughtfully reimagined from top to bottom, this home offers elevated finishes, timeless materials, and a seamless connection to the water. Nestled in a deep water cove with long-range views of Lake Norman, this property delivers both tranquility and accessibility—just minutes to the main channel by boat. From the moment you arrive, the striking stone front porch and architectural stonework create a bold first impression. Inside, the home opens to a light-filled interior featuring new windows, soaring ceilings, rich hardwoods, and stunning cedar posts and accents that bring warmth and character throughout. At the heart of the home is a chef’s dream kitchen, showcasing a dramatic quartz island with breakfast bar, custom cabinetry, all-new stainless steel appliances, and a custom hood over the gas cooktop. Designer lighting and curated finishes create a sophisticated yet inviting space ideal for entertaining. The primary suite is a private retreat, offering serene views of Lake Norman and a spa-inspired ensuite bath complete with a large walk-in shower, quartz countertops, and a thoughtfully integrated stackable washer and dryer for added convenience. The two additional bedrooms have custom closets and share an exquisite jack and jill bath. Additional features include: Quartz countertops throughout All new light fixtures Beautifully updated baths and living spaces Custom millwork paired with warm cedar detailing Newly epoxied garage floor Meticulously landscaped with lake fed irrigation system Step outside to the new covered rear porch with cedar accents, perfectly positioned to take in the peaceful waterfront setting. The outdoor experience continues with a new dock and covered boat slip, making lake days effortless. This home offers the best of both worlds—quiet cove living with long-range views and quick access to the main channel—all wrapped in a design that blends luxury lakefront elegance with a distinctive mountain-modern feel.

Property details

Beds
3
Baths
3
SqFt
2,850
Lot
Year built
2001
Type
Single Family
Days on market
51
Garage
2
Style
Transitional
Heating
Forced Air
Cooling
Central Air
Foundation
Crawl Space
Flooring
Tile, Wood
View
Long Range, Water

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Central Vacuum
  • Entrance Foyer
  • Kitchen Island
  • Split Bedroom
  • Walk-In Closet(s)
  • Wet Bar
  • Dock - Floating
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$15,448/ month

Principal & interest
$12,999
Property tax (~1.05%)
$1,836
Homeowners insurance
$612
HOA dues

Down payment

$104,950 down · $1,994,050 financed

Income to qualify (28% rule)

~$662,080 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.