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John KurtzCharlotte · NC

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Maggie Valley · Maggie Valley, NC

89 Stump Lane

Maggie Valley, NC · 2,883 sqft

$965,000

  • 3Beds
  • 4.5Baths
  • 2,883SqFt
  • 1997Year
  • 65Days on market

About this home

Two homes, a barn, mountain views, and the peaceful sounds of Johnson Branch Creek—all on 1.87 beautifully maintained acres. This unique mountain property offers flexibility, privacy, and income potential at approximately 3,300 feet in elevation, making it an ideal retreat to enjoy cooler summer temperatures. The main house features 3 bedrooms and 3.5 baths, highlighted by a dramatic two-story great room with tongue-and-groove wood ceilings, hardwood floors, and access to a full-length covered porch with hot tub. The kitchen offers convenient pass-throughs to the dining and living areas, and the main level also includes a large laundry room with pantry space, office area, and a spacious primary bedroom with ensuite bath. Upstairs, you'll find an additional bedroom, full bath, and large loft overlooking the great room. The lower level offers a walk-out apartment with covered deck, kitchen, full bath, and approximately 22x20 open living and sleeping area, along with a mudroom, utility room, and two-car garage. ***The charming, fully furnished Honeymoon Cabin (41 Stump Ln) provides additional living space or rental potential, featuring one bedroom, one bath with jacuzzi tub and shower, a sleeping loft, hardwood floors, wood-burning stove, and covered porch with hot tub and charcoal grill. Relax by the creek with a picnic table, park bench, and fire pit, all adding to the peaceful mountain setting. 2021 crawlspace encapsulation. The cabin includes a Trane mini-split (2017), wall heaters, and a 2016 roof for year-round comfort. 2019 architecural shingle roof. ***A two-story metal-roofed barn (27x27, 784 sq ft) with bathroom offers excellent space for hobbies, workshop, or storage, and there is also room to park an RV in either driveway. With short-term rentals allowed, multiple living spaces, and immaculate maintenance throughout, this rare property offers endless possibilities as a private mountain retreat, full-time residence, or investment opportunity.

Property details

Beds
3
Baths
4.5
SqFt
2,883
Lot
Year built
1997
Type
Single Family
Days on market
65
Garage
2
Heating
Central, Ductless, Electric, Heat Pump, Kerosene, Propane, Space Heater, Wood Stove
Cooling
Ductless, Heat Pump
Foundation
Basement, Crawl Space, Slab
View
Mountain(s), Winter, Year Round

Features

  • Breakfast Bar
  • Garden Tub
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Hot Tub

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$7,102/ month

Principal & interest
$5,976
Property tax (~1.05%)
$844
Homeowners insurance
$281
HOA dues

Down payment

$48,250 down · $916,750 financed

Income to qualify (28% rule)

~$304,386 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.