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John KurtzCharlotte · NC

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Maggie Valley · Maggie Valley, NC

89 Stump Lane

Maggie Valley, NC · 2,883 sqft

$1,225,000

  • 6Beds
  • 8Baths
  • 2,883SqFt
  • 1997Year
  • 1Days on market

About this home

A Rare Mountain Oasis: Pristine Main Estate with Two Income-Producing Cabins. Discover a unique opportunity to own a meticulously maintained mountain retreat spanning 2.19 acres at an elevation of approximately 3,300 feet. Showcasing beautiful landscaping and magnificent old trees, this property is in truly incredible condition. The estate features three distinct homes, mountain views, a versatile two-story barn, and the tranquil sounds of Johnson Branch Creek. ***MAIN HOUSE (89 Stump Lane - Private Residence) Serving as the property's centerpiece, this private home offers 3 bedrooms and 3.5 baths. Living Spaces: A dramatic two-story great room welcomes you with gorgeous tongue-and-groove ceilings and hardwood floors. Kitchen & Dining: The kitchen features convenient pass-throughs to both the dining and living areas. Primary Suite: The spacious main-level primary suite includes an ensuite bath. Additional Main Level Features: Enjoy a large laundry room with pantry space, a dedicated office area, and a full-length covered porch complete with a hot tub. Upper Level: Features a large loft overlooking the great room, an additional bedroom, and a full bath. ***LOWER LEVEL APARTMENT: A fully finished walk-out apartment provides a covered deck, a kitchen, a full bath, and an expansive 22x20 open living/sleeping area, complemented by a mudroom, a utility room, and an attached two-car garage. The Rental Cabins: fully furnished currently available for short-term rentals. ***HONEYMOON CABIN (41 Stump Lane): Bordering the creek, this charming 1-bedroom cabin includes an additional sleeping loft and a bath featuring both a shower and a jacuzzi tub. The interior boasts hardwood floors and a cozy wood-burning stove. Outdoor amenities include a covered porch with a hot tub and charcoal grill, plus a creek-side picnic table, park bench, and fire pit. Thoughtful updates include a 2016 roof, a Trane mini-split added in 2017, and supplemental wall heaters. Crawl space encapsulated 2021. ***JOHNSON BRANCH CABIN (46 Stump Lane): This inviting 2-bedroom, 2-bath cabin features a great room with exposed beams and a wood-burning fireplace. Accommodations include a large primary ensuite and a second full bath with a private entrance, supplemented by a sleeper sofa and recliner. Guests can enjoy peaceful mountain surroundings and the sounds of the nearby brook from the covered porch and private hot tub. Features a 2017 heat pump and central air, a washer/dryer, and a crawlspace encapsulated in 2021. ADDITIONAL AMENITIES: The BARN: A 27x27 (784 sq. ft.) two-story metal-roofed barn includes a bathroom, offering the perfect space for a workshop, hobbies, or extra storage. PICNIC AREA: table with benches and firepit along the creek.

Property details

Beds
6
Baths
8
SqFt
2,883
Lot
Year built
1997
Type
Single Family
Days on market
1
Garage
2
Heating
Central, Ductless, Electric, Heat Pump, Kerosene, Propane, Space Heater, Wood Stove
Cooling
Central Air, Ductless, Electric, Heat Pump
Foundation
Basement, Crawl Space, Slab
View
Mountain(s), Water, Winter, Year Round

Features

  • Breakfast Bar
  • Garden Tub
  • Hot Tub
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Hot Tub

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$9,015/ month

Principal & interest
$7,586
Property tax (~1.05%)
$1,071
Homeowners insurance
$357
HOA dues

Down payment

$61,250 down · $1,163,750 financed

Income to qualify (28% rule)

~$386,397 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.