Black Mountain · Black Mountain, NC
898 Morgan Hill Road
Black Mountain, NC · 1,149 sqft
$419,000
- 2Beds
- 2Baths
- 1,149SqFt
- 2003Year
- 1Days on market
About this home
Welcome to your quintessential cabin in the woods—without the steep mountain drive! Nestled in a serene and private setting, this retreat is just 20 minutes to Black Mountain, 15 minutes to Fairview, and 30 minutes to Asheville. Inside, the open floor plan flows to a wraparound rocking-chair porch, ideal for soaking in the peaceful surroundings. A fenced yard with gated driveway adds both charm and security, while the fire-pit and hot tub invite relaxation under the stars. The primary suite offers private deck access, and a fun ladder-accessed loft provides extra character. The efficient galley kitchen includes a pantry, and the full basement offers abundant space with finishing potential—perfect for a workshop, studio, lounge, or office. Whether you’re seeking a full-time home, weekend getaway, or rental investment, this cabin offers the ideal balance of comfort, privacy, and accessibility, plus a strong vacation rental history when not enjoyed by its current owner. All furniture and contents come with the property. Monthly maintenance and safety checks have been conducted on the property through the management company.
Property details
- Beds
- 2
- Baths
- 2
- SqFt
- 1,149
- Lot
- —
- Year built
- 2003
- Type
- Single Family
- Days on market
- 1
- Style
- Cabin
- Heating
- Electric, Heat Pump, Propane
- Cooling
- Electric, Heat Pump
- Foundation
- Basement
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,083/ month
- Principal & interest
- $2,594
- Property tax (~1.05%)
- $366
- Homeowners insurance
- $122
- HOA dues
- —
Down payment
$20,950 down · $398,050 financed
Income to qualify (28% rule)
~$132,164 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.