Black Mountain · Black Mountain, NC
9 Fay Jones Lane
Black Mountain, NC · 822 sqft
$610,000
- 1Beds
- 1.5Baths
- 822SqFt
- 2021Year
- 28Days on market
About this home
Nestled in the heart of Jacobs Cottages, this charming home is located within a true storybook setting that captures the beauty and tranquility of mountain living. Begin your mornings with coffee on the deck, where peaceful mountain vistas create the perfect backdrop for the day ahead. Watch the frolicking birds: goldfinches, bluebirds, chickadees and more. Enjoy the ease of a walkable lifestyle—just a short stroll to the Black Mountain YMCA or nearby pickleball courts for recreation, and in the evening, wander over to Cheshire Village to dine in inviting restaurants and explore its specialty grocery store. Magnificent hiking trails are just a short drive away. The home offers thoughtful care and convenience throughout with a low-maintenance yard that is enhanced by beautiful native plantings, while trees were professionally pruned by an arborist in 2026. The exterior was freshly painted in 2026, and the roof was inspected with exhaust boots replaced in 2025. A termite bond is also in place, providing added peace of mind. All window treatments convey.This is a rare opportunity to experience the charm, comfort, and community of Jacobs Cottages—where every day feels a little more inspired.
Property details
- Beds
- 1
- Baths
- 1.5
- SqFt
- 822
- Lot
- —
- Year built
- 2021
- Type
- Single Family
- Days on market
- 28
- Garage
- 1
- Heating
- Ductless
- Cooling
- Ductless
- Foundation
- Slab
- HOA dues
- $2,500 / yr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,697/ month
- Principal & interest
- $3,777
- Property tax (~1.05%)
- $533
- Homeowners insurance
- $177
- HOA dues
- $208
Down payment
$30,500 down · $579,500 financed
Income to qualify (28% rule)
~$201,339 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.