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John KurtzCharlotte · NC

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Black Mountain · Black Mountain, NC

9 Fay Jones Lane

Black Mountain, NC · 822 sqft

$610,000

  • 1Beds
  • 1.5Baths
  • 822SqFt
  • 2021Year
  • 28Days on market

About this home

Nestled in the heart of Jacobs Cottages, this charming home is located within a true storybook setting that captures the beauty and tranquility of mountain living. Begin your mornings with coffee on the deck, where peaceful mountain vistas create the perfect backdrop for the day ahead. Watch the frolicking birds: goldfinches, bluebirds, chickadees and more. Enjoy the ease of a walkable lifestyle—just a short stroll to the Black Mountain YMCA or nearby pickleball courts for recreation, and in the evening, wander over to Cheshire Village to dine in inviting restaurants and explore its specialty grocery store. Magnificent hiking trails are just a short drive away. The home offers thoughtful care and convenience throughout with a low-maintenance yard that is enhanced by beautiful native plantings, while trees were professionally pruned by an arborist in 2026. The exterior was freshly painted in 2026, and the roof was inspected with exhaust boots replaced in 2025. A termite bond is also in place, providing added peace of mind. All window treatments convey.This is a rare opportunity to experience the charm, comfort, and community of Jacobs Cottages—where every day feels a little more inspired.

Property details

Beds
1
Baths
1.5
SqFt
822
Lot
Year built
2021
Type
Single Family
Days on market
28
Garage
1
Heating
Ductless
Cooling
Ductless
Foundation
Slab
HOA dues
$2,500 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,697/ month

Principal & interest
$3,777
Property tax (~1.05%)
$533
Homeowners insurance
$177
HOA dues
$208

Down payment

$30,500 down · $579,500 financed

Income to qualify (28% rule)

~$201,339 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.