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John KurtzCharlotte · NC

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Burnsville · Burnsville, NC

9 Ivy Street

Burnsville, NC · 789 sqft

$190,000

  • 2Beds
  • 1Baths
  • 789SqFt
  • 1920Year
  • 1Days on market

About this home

Charming in-town cottage with endless possibilities in the heart of downtown Burnsville, NC UNDER $200K! Built in 1920, this unique property blends vintage character with flexible C-3 zoning for residential or commercial use. The home needs additional TLC, but is move-in ready and features a spacious updated kitchen and dining area, living room, 2 bedrooms (one with closet), renovated full bathroom, and a small sunroom/laundry area with washer and dryer included. Beautiful pinewood floors have been freshly painted, creating a bright and inviting interior. Recent improvements include new storm doors, new insulated windows, a new hot water heater, and a propane Rinnai monitor heater. Situated on a level corner lot fronting both East Blvd and Ivy Street, the property offers excellent accessibility and visibility. Approximate lot size is 0.14 +/- acres with city water and sewer. Perfect opportunity for a starter home, rental, art studio, boutique, office space, or small business. Lot of opportunity for additional improvements or enjoy as-is. Enjoy being just a short walk 0.25 mile walk to Burnsville’s charming Town Square, local restaurants, coffee shops, galleries, and shopping. Burnsville is known for its vibrant downtown, mountain-town charm, and thriving arts community. Whether you're looking for a cozy residence, investment opportunity, or business location, this property offers outstanding potential in one of Western North Carolina’s most desirable small towns.

Property details

Beds
2
Baths
1
SqFt
789
Lot
Year built
1920
Type
Single Family
Days on market
1
Style
Cottage
Heating
Propane, Other - See Remarks
Cooling
Ceiling Fan(s), Window Unit(s)
Foundation
Crawl Space
Flooring
Vinyl, Wood

Features

  • Open Floorplan

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,398/ month

Principal & interest
$1,176
Property tax (~1.05%)
$166
Homeowners insurance
$55
HOA dues

Down payment

$9,500 down · $180,500 financed

Income to qualify (28% rule)

~$59,931 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.