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John KurtzCharlotte · NC

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Franklin · Franklin, NC

90 Wilds Cove Road

Franklin, NC · 2,205 sqft

$525,000

Reduced from $750,000

  • 3Beds
  • 3Baths
  • 2,205SqFt
  • 1997Year
  • 48Days on market

About this home

Great opportunity in the Burningtown area! This spacious 3BR/3BA home sits on 4.88 unrestricted, usable acres featuring approximately 477’ of stocked trout stream frontage (not in a flood plain). The flexible floor plan offers a bonus room, office, formal dining, and two living areas, providing ample space for work and play. While the bones seem solid, it is ready for your creative cosmetic updates to truly make it shine. Recent updates include a new roof in 2023, zoned HVAC units replaced in 2018, and a whole-house generator for peace of mind. Both the interior and the expansive wrap-around decks were freshly painted in August 2025. Enjoy a peaceful, tree-lined drive with paved access right to your door. The property features a carport, storage buildings, and a cleared area at the entrance—perfect for a future shop, barn, or second home. Located just 10 miles from downtown Franklin, this property offers a combination of private creek-side living, functional land, and easy accessibility.

Property details

Beds
3
Baths
3
SqFt
2,205
Lot
Year built
1997
Type
Single Family
Days on market
48
Style
Cape Cod, Farmhouse
Heating
Central, Electric, Zoned
Cooling
Ceiling Fan(s), Central Air, Dual, Electric, Zoned
Foundation
Crawl Space
Flooring
Carpet, Hardwood, Tile
View
Water

Features

  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,863/ month

Principal & interest
$3,251
Property tax (~1.05%)
$459
Homeowners insurance
$153
HOA dues

Down payment

$26,250 down · $498,750 financed

Income to qualify (28% rule)

~$165,599 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.