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John KurtzCharlotte · NC

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Monroe · Monroe, NC

903 W Franklin Street

Monroe, NC · 3,213 sqft

$575,000

Reduced from $580,000

  • 4Beds
  • 2.5Baths
  • 3,213SqFt
  • 1920Year
  • 145Days on market

About this home

Now priced to match appraisal!! Have you been looking for a historic home in the social district?? This beautifully restored home offers extensive modern upgrades, 2019 roof and updated detached living quarters along wit The main residence features 3,213 sq. ft., plus a 610 sq. ft. upstairs apartment and an additional 425 sq. ft. lower-level area ready to be heated. Sidewalks out front allow for an easy walk or commute to shopping, restaurants, and city events. Fully renovated to seamlessly blend modern convenience with timeless character, the home includes extensive structural, plumbing, electrical, and mechanical updates. The kitchen is equipped with a new dishwasher, refrigerator, disposal, and faucet, while bathrooms feature upgraded fixtures and new toilets. Fresh neutral paint inside and out, new flooring in the main living areas, and updated lighting create a bright, modern feel throughout. Exterior improvements include new gutters, a rainwater system, dual-access concrete driveway with parking pad, gazebo base, and a landscaped, fenced yard. Updated detached living quarters offer structural enhancements, new flooring, and fresh interior paint. Located just half a mile from Monroe’s revitalized downtown, this one-of-a-kind property combines historic charm with thoughtful modern updates and is truly a must-see.

Property details

Beds
4
Baths
2.5
SqFt
3,213
Lot
Year built
1920
Type
Single Family
Days on market
145
Garage
2
Heating
Electric, Heat Pump, Natural Gas
Cooling
Central Air, Window Unit(s)
Foundation
Crawl Space
Flooring
Laminate, Tile, Wood

Features

  • Kitchen Island
  • Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,231/ month

Principal & interest
$3,561
Property tax (~1.05%)
$503
Homeowners insurance
$167
HOA dues

Down payment

$28,750 down · $546,250 financed

Income to qualify (28% rule)

~$181,370 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.