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John KurtzCharlotte · NC

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Mill Spring · Mill Spring, NC

91 Island View Court

Mill Spring, NC · 4,248 sqft

$1,249,000

  • 4Beds
  • 4.5Baths
  • 4,248SqFt
  • 2000Year
  • 32Days on market

About this home

This is the one. Wake up to mist on the water and a mountain lake that often feels entirely yours. ~300 feet of private shoreline. A floating dock for boating, swimming, paddling, or fishing. A rope handrail guides you down the gentle slope to the water's edge, where deeper water means more room to play. Catch the sunset by boat, kayak the secluded coves, or show the kids "frog rock" for leaps into the lake. The lakeside faces east, so mornings here are something else entirely.

The heated indoor Endless Pool lets you swim against the current or simply unwind - year-round, rain or shine. Rinse off in the fully equipped outdoor shower. Settle into the main floor screened porch or the upper deck. Then spread out: two full living rooms, a south lanai for outdoor cooking, a north lanai, a party deck, and a secluded green space for games and gatherings. Distinct outdoor living for every season, every occasion, and every kind of guest.

Inside, the floor plan is genuinely thoughtful. True main-level living with large, light-filled rooms that flow naturally from one space to the next. The kitchen delivers: double ovens, granite countertops, stone backsplash, ample storage, and lake views and nature as your backdrop. A stone gas log fireplace anchors the main living room. Two primary suites on the main level - one with a whirlpool tub and dressing room. Spacious main-level laundry. Oversized 2-car garage with walk-in storage. Four lakeside ensuite bedrooms each enjoy their own wing, a layout where no two guests are ever in each other's way. Three flex spaces, two on the main floor, for home office, studio, gym, or hobbies. Powder room for guests. Beautifully maintained and move-in ready. A rocking chair front porch welcomes everyone who arrives.

Lake Adger is a community with a rare and genuine vision - low density, environmentally sensitive, and thoughtfully planned to protect natural springs, clear streams, conservation areas, and wildlife habitat. Where hummingbirds dance and the tranquil setting does its work. The result is 438 acres of pristine mountain lake within 3,200 preserved acres, where understated elegance and lasting value go hand in hand. No jet skis. HP restrictions keep the water quiet. Community marina, pavilion gathering space, and 13+ miles of hiking and equestrian trails out your door. You'll cross a covered bridge on your way home.

Just 11 miles from the world-class Tryon International Equestrian Center (TIEC), 13 miles from Lake Lure, 29 miles from Hendersonville, 39 miles from Asheville, and only 37 miles from the Asheville Regional Airport.

Virtual tour and floor plans available. Schedule your private showing.

Property details

Beds
4
Baths
4.5
SqFt
4,248
Lot
Year built
2000
Type
Single Family
Days on market
32
Garage
2
Style
Traditional
Heating
Forced Air, Heat Pump, Zoned
Cooling
Ceiling Fan(s), Central Air, Heat Pump, Zoned
Foundation
Slab
Flooring
Carpet, Hardwood, Tile
View
Mountain(s), Water
HOA dues
$1,300 / yr

Features

  • Breakfast Bar
  • Built-in Features
  • Entrance Foyer
  • Garden Tub
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Whirlpool
  • Fire Pit
  • Dock - Floating
  • Outdoor Shower

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$9,300/ month

Principal & interest
$7,735
Property tax (~1.05%)
$1,092
Homeowners insurance
$364
HOA dues
$108

Down payment

$62,450 down · $1,186,550 financed

Income to qualify (28% rule)

~$398,610 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.