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John KurtzCharlotte · NC

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Topton · Topton, NC

917 Otter Mountain Road

Topton, NC · 3,960 sqft

$890,000

  • 3Beds
  • 4.5Baths
  • 3,960SqFt
  • 2008Year
  • 1Days on market

About this home

Stunning mountain retreat on 15.75 acres, this secluded log-sided home offers privacy, natural beauty, and great outdoor opportunities. Surrounded by mature timber, it features excellent hunting and winter views. The spacious home has 3 bedrooms, 4.5 bathrooms, a bonus basement room currently used as a bedroom, and custom hardwood flooring. The kitchen boasts granite countertops and custom cabinetry. The large, heated-and-cooled basement flex room, a workshop, and a drive-in garage are perfect for various uses. The home has a three-zone HVAC for year-round comfort. Wrap-around decks provide fantastic outdoor living, with the primary bedroom offering direct access to the deck. The primary bath features a garden tub and a separate shower. Located about 20 minutes from Nantahala Lake, the home comes fully furnished (excluding a few sentimental items to be specified). It is perfect as a primary residence or vacation rental, blending comfort, privacy, and natural beauty.

Property details

Beds
3
Baths
4.5
SqFt
3,960
Lot
Year built
2008
Type
Single Family
Days on market
1
Garage
1
Heating
Heat Pump, Zoned
Cooling
Ceiling Fan(s), Central Air, Heat Pump, Zoned
Foundation
Basement
Flooring
Hardwood, Tile, Wood
View
Long Range, Mountain(s), Winter

Features

  • Built-in Features

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$6,550/ month

Principal & interest
$5,512
Property tax (~1.05%)
$778
Homeowners insurance
$259
HOA dues

Down payment

$44,500 down · $845,500 financed

Income to qualify (28% rule)

~$280,729 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.