Topton · Topton, NC
917 Otter Mountain Road
Topton, NC · 3,960 sqft
$890,000
- 3Beds
- 4.5Baths
- 3,960SqFt
- 2008Year
- 1Days on market
About this home
Stunning mountain retreat on 15.75 acres, this secluded log-sided home offers privacy, natural beauty, and great outdoor opportunities. Surrounded by mature timber, it features excellent hunting and winter views. The spacious home has 3 bedrooms, 4.5 bathrooms, a bonus basement room currently used as a bedroom, and custom hardwood flooring. The kitchen boasts granite countertops and custom cabinetry. The large, heated-and-cooled basement flex room, a workshop, and a drive-in garage are perfect for various uses. The home has a three-zone HVAC for year-round comfort. Wrap-around decks provide fantastic outdoor living, with the primary bedroom offering direct access to the deck. The primary bath features a garden tub and a separate shower. Located about 20 minutes from Nantahala Lake, the home comes fully furnished (excluding a few sentimental items to be specified). It is perfect as a primary residence or vacation rental, blending comfort, privacy, and natural beauty.
Property details
- Beds
- 3
- Baths
- 4.5
- SqFt
- 3,960
- Lot
- —
- Year built
- 2008
- Type
- Single Family
- Days on market
- 1
- Garage
- 1
- Heating
- Heat Pump, Zoned
- Cooling
- Ceiling Fan(s), Central Air, Heat Pump, Zoned
- Foundation
- Basement
- Flooring
- Hardwood, Tile, Wood
- View
- Long Range, Mountain(s), Winter
Features
- Built-in Features
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$6,550/ month
- Principal & interest
- $5,512
- Property tax (~1.05%)
- $778
- Homeowners insurance
- $259
- HOA dues
- —
Down payment
$44,500 down · $845,500 financed
Income to qualify (28% rule)
~$280,729 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.