Charlotte · Charlotte, NC
9202 Elgin Drive
Charlotte, NC · 1,359 sqft
$370,000
Reduced from $399,000
- 3Beds
- 2Baths
- 1,359SqFt
- 1961Year
- 100x146x101x146Lot
- 36Days on market
About this home
Beautifully updated Charlotte home with NO HOA — a rare find that gives you the freedom and space buyers are craving. Situated on a spacious lot, 9202 Elgin Drive offers the perfect mix of comfort, privacy, and convenience just minutes from everything Charlotte has to offer. Inside, you’ll find a warm and inviting layout featuring tray ceilings in the living room, three bedrooms, and two recently renovated bathrooms. The kitchen has been updated with modern appliances, while the oversized laundry room adds extra functionality and storage space. Big-ticket updates are already done for you, including all new flooring throughout, a brand-new roof, and new HVAC system in 2024. Step outside and this property truly stands out. Enjoy your morning coffee on the welcoming front porch or unwind in the fully fenced backyard complete with a brick privacy wall for added seclusion. The covered outdoor living area with three roll-down shades creates the ultimate setup for relaxing or entertaining year-round. Need extra space? You’ve got it — with two powered sheds perfect for hobbies, storage, or workshop space. And yes, there’s even an air-conditioned dog house that may just steal the show. Location is the cherry on top — conveniently located near I-485, CLT Douglas Airport, the U.S. National Whitewater Center, and just 8 miles from Uptown Charlotte. Space, upgrades, privacy, and no HOA restrictions? That combination is hard to come by — and this home delivers all of it.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,359
- Lot
- 100x146x101x146
- Year built
- 1961
- Type
- Single Family
- Days on market
- 36
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,723/ month
- Principal & interest
- $2,291
- Property tax (~1.05%)
- $323
- Homeowners insurance
- $107
- HOA dues
- —
Down payment
$18,500 down · $351,500 financed
Income to qualify (28% rule)
~$116,708 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


