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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

9202 Elgin Drive

Charlotte, NC · 1,359 sqft

$370,000

Reduced from $399,000

  • 3Beds
  • 2Baths
  • 1,359SqFt
  • 1961Year
  • 100x146x101x146Lot
  • 36Days on market

About this home

Beautifully updated Charlotte home with NO HOA — a rare find that gives you the freedom and space buyers are craving. Situated on a spacious lot, 9202 Elgin Drive offers the perfect mix of comfort, privacy, and convenience just minutes from everything Charlotte has to offer. Inside, you’ll find a warm and inviting layout featuring tray ceilings in the living room, three bedrooms, and two recently renovated bathrooms. The kitchen has been updated with modern appliances, while the oversized laundry room adds extra functionality and storage space. Big-ticket updates are already done for you, including all new flooring throughout, a brand-new roof, and new HVAC system in 2024. Step outside and this property truly stands out. Enjoy your morning coffee on the welcoming front porch or unwind in the fully fenced backyard complete with a brick privacy wall for added seclusion. The covered outdoor living area with three roll-down shades creates the ultimate setup for relaxing or entertaining year-round. Need extra space? You’ve got it — with two powered sheds perfect for hobbies, storage, or workshop space. And yes, there’s even an air-conditioned dog house that may just steal the show. Location is the cherry on top — conveniently located near I-485, CLT Douglas Airport, the U.S. National Whitewater Center, and just 8 miles from Uptown Charlotte. Space, upgrades, privacy, and no HOA restrictions? That combination is hard to come by — and this home delivers all of it.

Property details

Beds
3
Baths
2
SqFt
1,359
Lot
100x146x101x146
Year built
1961
Type
Single Family
Days on market
36
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,723/ month

Principal & interest
$2,291
Property tax (~1.05%)
$323
Homeowners insurance
$107
HOA dues

Down payment

$18,500 down · $351,500 financed

Income to qualify (28% rule)

~$116,708 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.