Albemarle · Albemarle, NC
923 Efird Street #97
Albemarle, NC · 926 sqft
$145,000
Reduced from $158,900
- 2Beds
- 1Baths
- 926SqFt
- 1920Year
- 73 X 166 X 73 X 164Lot
- 145Days on market
About this home
AFFORDABILITY – A Noun- “the fact of being cheap enough that people can afford to buy it or pay it”. HOME BUYER’S WANT AFFORABILITY BUT A $200,000, $300,000, $400,000 HOME IS NOT THE ANSWER. Consider this home as a STARTER. It is affordable and likely to qualify for FHA, VA. USDA and State Employees Credit Union financing. With as little as nothing down excluding closing costs or no more than 3.5% down and perhaps with seller contribution, if agreed upon, this could be your home. Perhaps not your forever home but A STEPPING STONE to bigger and better. It will be your first home, your first investment, something that brings value that GROWES MONEY! MAKE THAT FIRST STEP!!! YOU ARE NOT SAVING MONEY BY RENTING!
Property details
- Beds
- 2
- Baths
- 1
- SqFt
- 926
- Lot
- 73 X 166 X 73 X 164
- Year built
- 1920
- Type
- Single Family
- Days on market
- 145
- Style
- Bungalow
- Heating
- Central, Forced Air, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air, Electric
- Foundation
- Crawl Space
- Flooring
- Carpet, Vinyl
- View
- City
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,067/ month
- Principal & interest
- $898
- Property tax (~1.05%)
- $126
- Homeowners insurance
- $42
- HOA dues
- —
Down payment
$7,250 down · $137,750 financed
Income to qualify (28% rule)
~$45,737 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.